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Personal Loans

USSFCU offers financing to help you get the things you need, with low-interest rates and payment options to keep costs down. Whatever you need money for, we’ll be with you every step of the way. Let one of our friendly member service representatives assist you with your financial needs.

Not a member? Not a problem. With 140 plus paths to membership, joining is simple and easy. Learn About Eligibility or Join Now!

RATES

 

All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Your account is subject to a Variable Interest Rate. Increases or decreases in the Interest Rate will result in like increases or decreases in the Finance Charge and will affect the amount of your regularly scheduled payments that you will be required to make. View ussfcu.org/rates for rates, terms and conditions. 

Read USSFCU's complete Smart Rate Agreement and Disclosure here .

* Other fees may apply. See Visa disclosure for complete information.

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  • Get the funds you need when you need them
  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • Consolidate debt into one, low monthly payment
    • And much more!
  • Repayment terms customized to fit your unique needs
  • Fixed rate, fixed term, closed-end product
  • Professional, customized service throughout the entire process

Secure your loan with your USSFCU certificate funds, and get the lowest borrowing rate available and the most convenient terms.

Loan Type

APR*

Share Secure Loan

Share Yield  + 3%

*APR = Annual Percentage Rate. Membership eligibility required. Loans subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Rates subject to change. Not all applicants will qualify for the lowest rate.

1 Consolidation is not guaranteed and dependent on creditworthiness. May be required to pay off or close debts in order to consolidate.