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Bridge to Retirement Loan

The bridge to retirement loan was created especially for our federal government employees who are ready to retire.* The receipt of your first government-issued retirement check can take a while — sometimes as long as a 3-9 month process. Our loan can offer a financial solution for any expenses you may incur. Apply to see if we can help bridge the time span from your last day of work until the receipt of your first check.

To apply for a Bridge to Retirement loan, please contact our Member Service Center at 800.374.2758 or visit a branch.


  • Enjoy a loan that will make the transition to retirement easy
  • Flexible loan amounts ranging from $250-$10,000
  • Personalized terms ranging up to 36 months**
  • Features a fixed rate
  • No payment due for the first 90 days***

*May apply up to 60 days prior to the anticipated retirement date from the Federal Government or up to 6 months after retirement from the Federal Government as a Federal Civilian Employee. Borrower must provide documentation specifying the retirement date and projected net monthly income. Credit review and debt level analysis required.

**Monthly payments on a 36-month $5,000 Bridge to Retirement Loan based on a rate of 5.49% APR (as of 2/21/17) would be $150.93.  Not all applicants will qualify. All loan subject to credit approval.

***Interest will being accruing at loan disbursement. 

Members should not send personal information via email.