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Grow Your Best Life

Our goal is to provide you with the absolute best in financial services, products, and resources through every stage of life.

As we go through life, we pass milestones that mark transitions into different phases. Financial transitions accompany these turning points. While everyone’s financial journey is different, during each stage, income, spending patterns, financial priorities, and goals tend to change in predictable, and sometimes unpredictable, ways. 

At USSFCU, we want to be with you through each phase of life. Whether you’re financing a vehicle, buying your first home, or working toward retirement, we’re here to help you navigate transitions and make the most of opportunities. We offer a full menu of financial services to meet your individual needs and support your growth through each of life's stages.


Young Adulthood

College Planning Advice for Students & Parents

College planning can be a stressful and confusing process and is particularly overwhelming for those who start—or think they start—too late. In an effort to streamline information we've created COLLEGE 101, a comprehensive guide to the world of college financing and loan repayment.

Visit College 101 >>

Sign-up for Edmit to get personalized recommendations on how to save thousands and graduate much better off.

Edmit uses the best data and advising to guide high school students and parents through the entire college process with more aid and less debt. Get personalized reports on affordability and outcomes, compare financial aid estimates, calculate loans and even appeal financial aid—all with Edmit.

Get Started with EDMIT >>

Private Student Financing Solutions offered by USSFCU

PRIVATE STUDENT LOANS    STUDENT LOAN REFINANCE


Buying a Car

Buying a car can be stressful, but we will help you navigate your way to financing/refinancing a new or used car at a rate you can afford. Because credit unions aren't profit-focused the way banks and dealerships are, we don't need to make as much money on your loan. This means we can offer lower loan rates and fees and you can save major money.

Auto Loans >>

Purchasing a Home

How to Tell You're Ready to Buy a House

A mortgage is one of the most important loans you’ll ever get because it helps you buy an asset that will grow in value and build your wealth. It’s also one of the most economical forms of financing because you have a large asset supporting the loan.

Helping our members find the right home loan is our priority.

We offer mortgage loans at great rates and have made the whole process easier than ever with our in-house mortgage team and online application.

Mortgage Loans >>

Raising a Family

A credit card can be a great financial tool and should be considered an essential part of a personal budget. Rather than using it to extend your household budget, which may lead to increased debt, a credit card when budgeted for and used responsibly, can actually save you money in terms of interest and consolidated spending.

USSFCU offers two practical credit card options. Both offer lower than average interest rates and come with all the purchasing power of Visa®. Whether you are just starting or established in a job and have a good credit record, you may qualify for one.

Compare our Cards >>

Personal Loans

Personal loans may be used for any expense; consolidating debt, paying medical bills, making a major purchase, or financing life events. Personal loans are a good decision for those looking to borrow a practical amount of money and can repay the loan within a couple of years.

Personal Loans >>

Lines of Credit

A line of credit gives you immediate access to your funds on your time. Only pay interest on what you use and reuse the credit line as needed. It gives you the perfect flexibility to meet short-term or seasonal needs while having access to the funds you need—fast.

Personal Lines of Credit >>

Becoming a Business Owner

Keep your business separate from your personal spending or open an organizational account for charitable organizations and causes. Business and Organization Accounts can open savings and checking accounts, or fund expenses with term loans, credit cards, or equipment loans. We’re a ‘One Stop Shop’ for all your business needs. 

Small Business Services

Enjoying the Sunset Years

A loan that will make the transition to retirement easy.

Bridge to Retirement Loan >>


Plan Learn Save

CLICK HERE if you aren't a USSFCU member and are interested in joining.


All loans subject to credit approval. Rates and/or credit limits are based on creditworthiness, income, and debts. Rates subject to change. Not all applicants will qualify for the lowest rate. Consolidation is not guaranteed and dependent on creditworthiness. May be required to pay off or close debts to consolidate.

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Provides excellent customer service and this is demonstrated by their great attention to detail. USSFCU provides excellent financial products and professional communication.

I joined in 1975 when I began my 41 year career in the U.S. Senate. It was a family and still is - one to be depended on in times of need and for advice.

The credit union provides relatively good services and the security updates to the system are noticeable.

All of my children and grandchildren have USSFCU accounts now. I really admire USSFCU and its staff completely, they have always looked out for my interests.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

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