Grow Your Best Life
Our goal is to provide you with the absolute best in financial services, products, and resources through every stage of life.
As we go through life, we pass milestones that mark transitions into different phases. Financial transitions accompany these turning points. While everyone’s financial journey is different, during each stage, income, spending patterns, financial priorities, and goals tend to change in predictable, and sometimes unpredictable, ways.
At USSFCU, we want to be with you through each phase of life. Whether you’re financing a vehicle, buying your first home, or working toward retirement, we’re here to help you navigate transitions and make the most of opportunities. We offer a full menu of financial services to meet your individual needs and support your growth through each of life's stages.
College Planning Advice for Students & Parents
College planning can be a stressful and confusing process and is particularly overwhelming for those who start—or think they start—too late. In an effort to streamline information we've created COLLEGE 101, a comprehensive guide to the world of college financing and loan repayment.
Sign-up for Edmit to get personalized recommendations on how to save thousands and graduate much better off.
uses the best data and advising to guide high school students and parents through the entire college process with more aid and less debt. Get personalized reports on affordability and outcomes, compare financial aid estimates, calculate loans and even appeal financial aid—all with Edmit.
Private Student Financing Solutions offered by USSFCU
Buying a Car
Buying a car can be stressful, but we will help you navigate your way to financing/refinancing a new or used car at a rate you can afford. Because credit unions aren't profit-focused the way banks and dealerships are, we don't need to make as much money on your loan. This means we can offer lower loan rates and fees and you can save major money.
Purchasing a Home
A mortgage is one of the most important loans you’ll ever get because it helps you buy an asset that will grow in value and build your wealth. It’s also one of the most economical forms of financing because you have a large asset supporting the loan.
Helping our members find the right home loan is our priority.
We offer mortgage loans at great rates and have made the whole process easier than ever with our in-house mortgage team and online application.
Raising a Family
A credit card can be a great financial tool and should be considered an essential part of a personal budget. Rather than using it to extend your household budget, which may lead to increased debt, a credit card when budgeted for and used responsibly, can actually save you money in terms of interest and consolidated spending.
USSFCU offers two practical credit card options. Both offer lower than average interest rates and come with all the purchasing power of Visa®. Whether you are just starting or established in a job and have a good credit record, you may qualify for one.
Personal loans may be used for any expense; consolidating debt, paying medical bills, making a major purchase, or financing life events. Personal loans are a good decision for those looking to borrow a practical amount of money and can repay the loan within a couple of years.
Lines of Credit
A line of credit gives you immediate access to your funds on your time. Only pay interest on what you use and reuse the credit line as needed. It gives you the perfect flexibility to meet short-term or seasonal needs while having access to the funds you need—fast.
Becoming a Business Owner
Keep your business separate from your personal spending or open an organizational account for charitable organizations and causes. Business and Organization Accounts can open savings and checking accounts, or fund expenses with term loans, credit cards, or equipment loans. We’re a ‘One Stop Shop’ for all your business needs.
Enjoying the Sunset Years
A loan that will make the transition to retirement easy.
All loans subject to credit approval. Rates and/or credit limits are based on creditworthiness, income, and debts. Rates subject to change. Not all applicants will qualify for the lowest rate. Consolidation is not guaranteed and dependent on creditworthiness. May be required to pay off or close debts to consolidate.