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Grow Your Best Life

Our goal is to provide you with the absolute best in financial services, products, and resources through every stage of life.

As we go through life, we pass milestones that mark transitions into different phases. Financial transitions accompany these turning points. While everyone’s financial journey is different, during each stage, income, spending patterns, financial priorities, and goals tend to change in predictable, and sometimes unpredictable, ways. 

At USSFCU, we want to be with you through each phase of life. Whether you’re financing a vehicle, buying your first home, or working toward retirement, we’re here to help you navigate transitions and make the most of opportunities. We offer a full menu of financial services to meet your individual needs and support your growth through each of life's stages.

Young Adulthood

College Planning Advice for Students & Parents

College planning can be a stressful and confusing process and is particularly overwhelming for those who start—or think they start—too late. In an effort to streamline information we've created COLLEGE 101, a comprehensive guide to the world of college financing and loan repayment.

Visit College 101 >>

Private Student Financing Solutions offered by USSFCU


Buying a Car

Buying a car can be stressful, but we will help you navigate your way to financing/refinancing a new or used car at a rate you can afford. Because credit unions aren't profit-focused the way banks and dealerships are, we don't need to make as much money on your loan. This means we can offer lower loan rates and fees and you can save major money.

Auto Loans >>

Purchasing a Home

How to Tell You're Ready to Buy a House

A mortgage is one of the most important loans you’ll ever get because it helps you buy an asset that will grow in value and build your wealth. It’s also one of the most economical forms of financing because you have a large asset supporting the loan.

Helping our members find the right home loan is our priority.

We offer mortgage loans at great rates and have made the whole process easier than ever with our in-house mortgage team and online application.

Mortgage Loans >>

Raising a Family

A credit card can be a great financial tool and should be considered an essential part of a personal budget. Rather than using it to extend your household budget, which may lead to increased debt, a credit card when budgeted for and used responsibly, can actually save you money in terms of interest and consolidated spending.

USSFCU offers two practical credit card options. Both offer lower than average interest rates and come with all the purchasing power of Visa®. Whether you are just starting or established in a job and have a good credit record, you may qualify for one.

Compare our Cards >>

Personal Loans

Personal loans may be used for any expense; consolidating debt, paying medical bills, making a major purchase, or financing life events. Personal loans are a good decision for those looking to borrow a practical amount of money and can repay the loan within a couple of years.

Personal Loans >>

Lines of Credit

A line of credit gives you immediate access to your funds on your time. Only pay interest on what you use and reuse the credit line as needed. It gives you the perfect flexibility to meet short-term or seasonal needs while having access to the funds you need—fast.

Personal Lines of Credit >>

Becoming a Business Owner

Keep your business separate from your personal spending or open an organizational account for charitable organizations and causes. Business and Organization Accounts can open savings and checking accounts, or fund expenses with term loans, credit cards, or equipment loans. We’re a ‘One Stop Shop’ for all your business needs. 

Small Business Services

Enjoying the Sunset Years

A loan that will make the transition to retirement easy.

Bridge to Retirement Loan >>

Plan Learn Save

CLICK HERE if you aren't a USSFCU member and are interested in joining.

All loans subject to credit approval. Rates and/or credit limits are based on creditworthiness, income, and debts. Rates subject to change. Not all applicants will qualify for the lowest rate. Consolidation is not guaranteed and dependent on creditworthiness. May be required to pay off or close debts to consolidate.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

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