Apply for Membership

Apply for Membership

Our online application process is quick and simple!

Whether you are looking to join USSFCU or are an existing member wanting to open an additional account, you can apply any time and from almost anywhere. The application process only takes about 15 minutes from your desktop, tablet, or mobile device, so let's get started. 

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Things you will need to complete the application

  • Valid Color ID (Driver's License, Passport, Military ID card) must be in pdf or jpg format

  • If ID does not provide a current address, please provide a form of address verification (utility bill, paycheck stub, etc.) must be in pdf or jpg format

  • Taxpayer Identification Number or Social Security Number

  • Account funding (Credit Card or Debit Card)
    • USING A CREDIT CARD TO FUND YOUR ACCOUNT  IS PROCESSED AS A CASH ADVANCE AND COULD RESULT IN A CASH ADVANCE FEE FROM YOUR CREDIT CARD PROVIDER FOR EACH TRANSACTION. WE RECOMMEND FUNDING YOUR ACCOUNT USING A DEBIT CARD TO AVOID THESE POTENTIAL FEES FROM YOUR CREDIT CARD PROVIDER.

  • If you are joining through the U.S. Capitol Historical Society (USCHS), please provide a copy of the emailed receipt

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To open a Personal Account click the button below to join.

OPEN PRIMARY ACCOUNT

Looking to open an account for someone under 18?

OPEN YOUTH ACCOUNT

Already applied but want to check your status?

Check Your Application Status

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Not Sure If You Are Eligible For USSFCU Membership?

You are eligible for membership at U.S. Senate Federal Credit Union if:

  • You work for or retired from, one of our Select Employee Groups ( aka SEGs)

  • You are a family member of a current USSFCU member

    • This includes spouse, child, sibling, parent, grandparent, grandchild, step-parent, step-child, step-sibling, adoptive relationship or living in the same residence

Don't see your employer on our list of SEGs?

  • You can become eligible through the U.S. Capitol Historical Society

    • Become a Society member today by making the qualifying donation and apply to USSFCU at the same time. Current Society members and employees are also invited to participate in this member offering.

U.S. Capitol Historical Society Website >>

Be sure to provide us with a copy of the emailed receipt.

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For USSFCU membership you will need to open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00.  To complete your application for USSFCU membership you will need the following: Government-issued ID/Driver’s License/State ID or Passport with current address, and Social Security Number. Primary Savings Account Annual Percentage Yield = .05% as of 05/01/2022. View savings rates at ussfcu.org/rates.

Due to the ever-changing nature of response to the coronavirus, response and application processing times may be longer than usual. We appreciate your patience.

Meridian Link Privacy Policy

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT

Section 326 of the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money laundering activities.

What this means to you: when you open an account or change an existing account, we will ask for your name, physical address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Hardware and Software Requirements

In order to access, view, and retain electronic communications including eDocuments that we make available to you, you must have:

    • A computer or other device with access to the internet and modem

    • Internet browser that supports 128-bit encryption

    • A browser plug-in such as Adobe Acrobat Reader (version 7 or higher) to view PDF documents if the browser lacks native PDF support

    • Sufficient electronic storage capacity on your computer's hard drive or other data storage unit

    • A valid email address

    • Active online banking access, and

    • Cookies and JavaScript must be enabled

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

- Richard · Washington, D.C.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

- Dennis · Washington, D.C.

USSFCU staff continues to be the best and always has my best interest.

- Mia · Brandywine, MD

The USSFCU has been an important part of my financial situation and has provided outstanding service.

- John · Reston, VA

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

- Katie · Carlsbad, CA

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

- Rochelle · Washington, D.C.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

- Penelope · Copper Hill, VA

Magnificent people, great help during the hard times.

- Ramy · Salt Lake, Utah

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

- Craig · Alexandria, VA

Very personable, solution based and takes an interest in your situation.

- Reno · Temecula, CA

Provides excellent customer service and this is demonstrated by their great attention to detail. USSFCU provides excellent financial products and professional communication.

- Mike · Fayetteville, GA

I joined in 1975 when I began my 41 year career in the U.S. Senate. It was a family and still is - one to be depended on in times of need and for advice.

- Stephanie · Severn, MD

The credit union provides relatively good services and the security updates to the system are noticeable.

- Ophelia · Alexandria, VA

All of my children and grandchildren have USSFCU accounts now. I really admire USSFCU and its staff completely, they have always looked out for my interests.

- Wilma · Sterling, VA

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

- Michael · Crofton, MD

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

- Salvador · Waldorf, MD

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

Great staff helping all the time. Just a very well run company always good service.

- Charles · Alexandria

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

- Charles · Takoma Park, MD

Customer service via the phone is very helpful and easy to accomplish requests.

- Clarke · Alexandria, VA

Care about their clients and concerned about making sure they have the best rates and packages.

- George · Cape Coral, FL

USSFCU has always been accommodating, easy to work with, and staff are always kind. I have every intention of keeping my account with this bank for a long, long time.

- Leslie · Mississippi

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Read More testimonials.