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Apply for Membership

Due to the ever-changing nature in response to the coronavirus, hold, response and application processing times may be longer than usual. We appreciate your patience.


Our online application process is quick and simple. Whether you are looking to join USSFCU or are an existing member wanting to open an additional account, you can apply any time and from almost anywhere. The application process only takes about 15 minutes from your desktop, tablet or mobile device, so let's get started. 

Not sure if you are eligible for membership? Scroll to the bottom of this page for more info or click here for more in-depth info.

Things you will need to complete the application

  • Valid Color ID (Driver's License, Passport, Military ID card) must be in pdf or jpg format
  • If ID does not provide a current address, please provide a form of address verification (utility bill, paycheck stub, etc.) must be in pdf or jpg format
  • Taxpayer Identification Number or Social Security Number
  • Account funding (Credit Card or Debit Card)
    • USING A CREDIT CARD TO FUND YOUR ACCOUNT  IS PROCESSED AS A CASH ADVANCE AND COULD RESULT IN A CASH ADVANCE FEE FROM YOUR CREDIT CARD PROVIDER FOR EACH TRANSACTION. WE RECOMMEND FUNDING YOUR ACCOUNT USING A DEBIT CARD TO AVOID THESE POTENTIAL FEES FROM YOUR CREDIT CARD PROVIDER.
  • If you are joining through U.S. Capitol Historical Society (USCHS), please provide a copy of the emailed receipt

To open a Personal Account click the button below to join.

Join USSFCU

Already applied but want to check your status?

Check Your Application Status

Looking to open an account for someone under 18?

Open a Youth Account

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Not Sure If You Are Eligible For USSFCU Membership?

You may be eligible for membership through one of our 140+ select employment groups (SEGs).

Don't see your employer in one of our SEGs? There are two very quick and simple ways to become eligible for membership. You can become eligible for members through the U.S. Capitol Historical Society (USCHS).

U.S. Capitol Historical Society (USCHS)

  • Joining through USCHS? Please be sure to provide us with a copy of the emailed receipt. 

Click here to view the Meridian Link Privacy Policy

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT

Section 326 of the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.

What this means to you: when you open an account or change an existing account, we will ask for your name, physical address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Hardware and Software Requirements

In order to access, view, and retain electronic communications including eDocuments that we make available to you, you must have      

  • A computer or other device with access to the internet and modem
  • Internet browser that supports 128 bit encryption
  • A browser plug-in such as Adobe Acrobat Reader (version 7 or higher) to view PDF documents if the browser lacks native PDF support
  • Sufficient electronic storage capacity on your computer's hard drive or other data storage unit
  • A valid email address
  • Active online banking access, and
  • Cookies and JavaScript must be enabled

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Members' Voice Testimonials

USSFCU puts members first and helps people. Compared to U.S. banks, which forget their humble beginnings and often behave like (they are) above the law. Credit unions seem to have maintained their purpose and USSFCU is among the best. I am proud to be a member and grateful for the service provided by USSFCU.

I've been a member for about 31 years now and I've always been able to count on the USSFCU when I've really needed them.

Excellent customer service. Staff are knowledgeable, responsive and able to provide individualized help. I live in another state and am still amazed how easy it is to use USSFCU for all my financial needs. It has always been this way and with technology solutions, it is easier than ever. But it is the personal assistance that really makes the diffe...

Been a member for a very long time. I have always been treated with kindness and expertise. Keep up the good work!

Love the phone calls regarding possible suspicious activity with my account. It's reassuring to know that everything is safe.

I would recommend the USSFCU based on the excellent customer service I have received from the Senate Credit unions I have visited (Eisenhower and GAO).

Accessibility and customer service have been exceptional. I have been a member for almost 40 years and have always been satisfied with the service and professionalism of the staff.

USSFCU cares about those who bank with it and that caring is not lip service but translates into action.

I have been with the credit union for almost 15 years and all in all am extremely pleased with the service I have gotten. Definitely better than any bank.

Very personable, solution based and takes in interest in your situation.

Unfailing service by dedicated staff. I feel that USSFCU has my back. Staff has gone to bat for me whenever needed. I'm not aware on any mistake or inconvenience in my 30 years of membership. Excellent long term leadership, continuity and service by board.

Easy to become a member and superb customer support. I dealt with two different USSFCU representatives and they were fantastic. I was able to reach them immediately or if they were tied up they contacted me as soon as they became available. They helped me open an IRA and answered any and all questions with great attitudes and professionalism. They ...

The credit union provides relatively good services and the security updates to the system are noticeable.

It took a matter of minutes to open the account and purchase a CD. The credit union that I have done business with for about 40 years took more than a week to close a joint account and transfer the funds to a new account when my husband died.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

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