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Apply for Membership

Due to the ever-changing nature in response to the coronavirus, hold, response and application processing times may be longer than usual. We appreciate your patience.


Our online application process is quick and simple. Whether you are looking to join USSFCU or are an existing member wanting to open an additional account, you can apply any time and from almost anywhere. The application process only takes about 15 minutes from your desktop, tablet or mobile device, so let's get started. 

Not sure if you are eligible for membership? Scroll to the bottom of this page for more info or click here for more in-depth info.

Things you will need to complete the application

  • Valid Color ID (Driver's License, Passport, Military ID card) must be in pdf or jpg format
  • If ID does not provide a current address, please provide a form of address verification (utility bill, paycheck stub, etc.) must be in pdf or jpg format
  • Taxpayer Identification Number or Social Security Number
  • Account funding (Credit Card or Debit Card)
    • USING A CREDIT CARD TO FUND YOUR ACCOUNT  IS PROCESSED AS A CASH ADVANCE AND COULD RESULT IN A CASH ADVANCE FEE FROM YOUR CREDIT CARD PROVIDER FOR EACH TRANSACTION. WE RECOMMEND FUNDING YOUR ACCOUNT USING A DEBIT CARD TO AVOID THESE POTENTIAL FEES FROM YOUR CREDIT CARD PROVIDER.
  • If you are joining through U.S. Capitol Historical Society (USCHS), please provide a copy of the emailed receipt

To open a Personal Account click the button below to join.

Join USSFCU

Already applied but want to check your status?

Check Your Application Status

Looking to open an account for someone under 18?

Open a Youth Account

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Not Sure If You Are Eligible For USSFCU Membership?

You may be eligible for membership through one of our 140+ select employment groups (SEGs).

Don't see your employer in one of our SEGs? There are two very quick and simple ways to become eligible for membership. You can become eligible for members through the U.S. Capitol Historical Society (USCHS).

U.S. Capitol Historical Society (USCHS)

  • Joining through USCHS? Please be sure to provide us with a copy of the emailed receipt. 

Click here to view the Meridian Link Privacy Policy

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT

Section 326 of the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.

What this means to you: when you open an account or change an existing account, we will ask for your name, physical address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Hardware and Software Requirements

In order to access, view, and retain electronic communications including eDocuments that we make available to you, you must have      

  • A computer or other device with access to the internet and modem
  • Internet browser that supports 128 bit encryption
  • A browser plug-in such as Adobe Acrobat Reader (version 7 or higher) to view PDF documents if the browser lacks native PDF support
  • Sufficient electronic storage capacity on your computer's hard drive or other data storage unit
  • A valid email address
  • Active online banking access, and
  • Cookies and JavaScript must be enabled

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Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Unfailing service by dedicated staff. I feel that USSFCU has my back. Staff has gone to bat for me whenever needed. I'm not aware on any mistake or inconvenience in my 30 years of membership. Excellent long term leadership, continuity and service by board.

Easy to become a member and superb customer support. I dealt with two different USSFCU representatives and they were fantastic. I was able to reach them immediately or if they were tied up they contacted me as soon as they became available. They helped me open an IRA and answered any and all questions with great attitudes and professionalism. They ...

The credit union provides relatively good services and the security updates to the system are noticeable.

It took a matter of minutes to open the account and purchase a CD. The credit union that I have done business with for about 40 years took more than a week to close a joint account and transfer the funds to a new account when my husband died.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

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