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Relationship Discount Program

USSFCU is rewarding members with the Relationship Discount Program1. Members who participate in Automatic Payments, Direct Deposit, eStatements, and Online or Mobile Banking may benefit from an interest rate discount2. Members who also have an existing USSFCU loan or have paid off a USSFCU loan within the past 6 months may also qualify for an interest rate discount through the Relationship Discount Program3.

Contact a Member Services Representative today, to see if you qualify for a Relationship Discount!

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Relationship Discounts

Members can take advantage of:

  • 0.25% rate discount when USSFCU Auto Pay is established at loan closing1
  • 0.25% rate discount on one Auto, Leisure, Personal Loans1
  • 0.25% rate discount when two of the following services are utilized:1
    • Direct Deposit 
    • eNotices
    • Online/mobile banking login with in the past 30 days

The maximum interest rate discount a member may receive on any single loan is 0.50%


All loans subject to credit approval. Rates & terms subject to credit history. View all USSFCU loan rates, terms and conditions on our Rate Page.

1The Relationship Discount applies to new loan request only and may not be applied to an existing closed-end consumer loan. The Relationship Discount applies to closed-end loans such as Auto, Personal, or Leisure Loans.  2Members must have logged into Online/Mobile banking within the past 30 days before requesting a Relationship Discount for a new loan.  Existing Auto, Personal, Leisure, Homeowner, Home Improvement Plus, and Fixed Rate Home Equity Loans may qualify members for an interest rate discount.

Members' Voice Testimonials

USSFCU puts members first and helps people. Compared to U.S. banks, which forget their humble beginnings and often behave like (they are) above the law. Credit unions seem to have maintained their purpose and USSFCU is among the best. I am proud to be a member and grateful for the service provided by USSFCU.

I've been a member for about 31 years now and I've always been able to count on the USSFCU when I've really needed them.

Excellent customer service. Staff are knowledgeable, responsive and able to provide individualized help. I live in another state and am still amazed how easy it is to use USSFCU for all my financial needs. It has always been this way and with technology solutions, it is easier than ever. But it is the personal assistance that really makes the diffe...

Been a member for a very long time. I have always been treated with kindness and expertise. Keep up the good work!

Love the phone calls regarding possible suspicious activity with my account. It's reassuring to know that everything is safe.

I would recommend the USSFCU based on the excellent customer service I have received from the Senate Credit unions I have visited (Eisenhower and GAO).

Accessibility and customer service have been exceptional. I have been a member for almost 40 years and have always been satisfied with the service and professionalism of the staff.

USSFCU cares about those who bank with it and that caring is not lip service but translates into action.

I have been with the credit union for almost 15 years and all in all am extremely pleased with the service I have gotten. Definitely better than any bank.

Very personable, solution based and takes in interest in your situation.

Unfailing service by dedicated staff. I feel that USSFCU has my back. Staff has gone to bat for me whenever needed. I'm not aware on any mistake or inconvenience in my 30 years of membership. Excellent long term leadership, continuity and service by board.

Easy to become a member and superb customer support. I dealt with two different USSFCU representatives and they were fantastic. I was able to reach them immediately or if they were tied up they contacted me as soon as they became available. They helped me open an IRA and answered any and all questions with great attitudes and professionalism. They ...

The credit union provides relatively good services and the security updates to the system are noticeable.

It took a matter of minutes to open the account and purchase a CD. The credit union that I have done business with for about 40 years took more than a week to close a joint account and transfer the funds to a new account when my husband died.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

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