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Relationship Discount Program

USSFCU is rewarding members with the Relationship Discount Program1. Members who participate in Automatic Payments, Direct Deposit, eStatements, and Online or Mobile Banking may benefit from an interest rate discount2. Members who also have an existing USSFCU loan or have paid off a USSFCU loan within the past 6 months may also qualify for an interest rate discount through the Relationship Discount Program3.

Contact a Member Services Representative today, to see if you qualify for a Relationship Discount!

Request Info

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Relationship Discounts

Members can take advantage of:

  • 0.25% rate discount when USSFCU Auto Pay is established at loan closing1
  • 0.25% rate discount on one Auto, Leisure, Personal Loans1
  • 0.25% rate discount when two of the following services are utilized:1
    • Direct Deposit 
    • eNotices
    • Online/mobile banking login with in the past 30 days

The maximum interest rate discount a member may receive on any single loan is 0.50%

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All loans subject to credit approval. Rates & terms subject to credit history. View all USSFCU loan rates, terms and conditions on our Rate Page.

1The Relationship Discount applies to new loan request only and may not be applied to an existing closed-end consumer loan. The Relationship Discount applies to closed-end loans such as Auto, Personal, or Leisure Loans.  2Members must have logged into Online/Mobile banking within the past 30 days before requesting a Relationship Discount for a new loan.  Existing Auto, Personal, Leisure, Homeowner, Home Improvement Plus, and Fixed Rate Home Equity Loans may qualify members for an interest rate discount.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

Read More testimonials.