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Skip-A-Payment

Need Space in Your Budget?

Skip-A-Pay allows you to skip a single loan payment on a pre-existing, USSFCU loan*. Login to Online Banking now to get started. View complete Skip-a-Pay terms and conditions below.

Take advantage of the Skip-A-Pay Today!

  1. Log in to online banking
  2. Select the “Services” tab
  3. Select “Skip a Loan Payment” and click “Continue”
  4. Check the loan that is eligible and click the “Submit” button

Don't currently have a loan with USSFCU? Click below to get started.

Skip-A-Pay is a member rewards program that allows a member to skip a single loan payment on an eligible loan.

All Skip-A-Pays are subject to USSFCU’s approval. By participating in USSFCU’s Skip-A-Pay program, you request that USSFCU defer your loan payment. You will be required to resume your payments the following month. The skipped payment amount will extend the maturity date of the loan. Interest will continue to accrue during the skipped period. Extending the term of the loan may negatively affect any GAP coverage.

Payment extensions through our Skip-a-Pay program are not available on Homeowner Loans, Home Equity Loans, Home Equity Lines of Credit, Home Improvement Plus, Home Improvement Unsecured or VISA® Credit Cards.

Skip-A-Pay may be requested up to the loan maturity date. Skip-A-Pay is allowed up to 30 days before loan due date and up to 5 days after loan due date.

Only one skipped payment is allowed every 90 days. Only two skipped payments are allowed within the last 365 days.

Skip-a-pay is only allowed on loans that are at least 6 months old with a payment amount greater than $35.

Skip-A-Pay is only permitted if the current loan payment method is cash, coupon or auto-transfer. It is not permitted if the loan payment method is by payroll distribution or a scheduled auto-transfer.

Skip-A-Pay is available only to USSFCU accountholders in good standing. Skip-A-Pay is not available on accounts with more than three payments over 30 days late on any loan, or with any loan that is more than 60 days late in the last 365 days. Dormant, bankrupt, charge off, delinquent, over limit or accounts with an out of date address are ineligible.

Members must have $40 available in savings or $35 available in checking accounts in order to use the Skip-A-Pay service.

Fees Do Apply. Request the Skip-a-Pay service through CU AnyHour. A $25 fee is charged. Please consult our fee schedule for additional details.

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Unfailing service by dedicated staff. I feel that USSFCU has my back. Staff has gone to bat for me whenever needed. I'm not aware on any mistake or inconvenience in my 30 years of membership. Excellent long term leadership, continuity and service by board.

Easy to become a member and superb customer support. I dealt with two different USSFCU representatives and they were fantastic. I was able to reach them immediately or if they were tied up they contacted me as soon as they became available. They helped me open an IRA and answered any and all questions with great attitudes and professionalism. They ...

The credit union provides relatively good services and the security updates to the system are noticeable.

It took a matter of minutes to open the account and purchase a CD. The credit union that I have done business with for about 40 years took more than a week to close a joint account and transfer the funds to a new account when my husband died.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can?t beat the interest rates. And I?m happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

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