Membership

A Credit Union is a cooperative organization owned entirely by its members and operated for the benefit of all who belong. A Credit Union is different from a bank or savings and loan because it is a not-for-profit organization. With no shareholders to pay, profits are returned to customers, known as members, in the form of higher savings rates, lower loan rates and low or no fees.

Credit Unions are regulated by the National Credit Union Administration, a U.S. Government agency, and are federally insured.

When you choose USSFCU as your financial institution you are not just a customer, you are a valued member. We are committed to providing you with a safe and convenient place to save and an easier, more economical way to borrow, plus:

Competitive Rates

National studies consistently show that Credit Unions offer lower loan rates and higher savings rates than banks and other financial service providers. Credit Unions charge fewer fees, too.

Education

We encourage our membership to be savvy financial services consumers by providing them the education and resources to do so. Just one example - Our educational resource center, BALANCE as well as USSFCU C.A.R.E.S. (Credit Awareness Resources & Education Services) educate members about their credit rating and encourage members to increase their credit scores thereby allowing us to provide them with the best possible loan rates.

Full Range of Products

USSFCU offers a full range of deposit and lending products. Designed with your banking needs and comfort in mind, our deposit accounts prove that banking is about a shared long-term relationship between us and you. USSFCU also provides an excellent opportunity for our members to establish an excellent credit rating. We offer a wide variety of loan options and convenient ways to borrow.

Excellent Member Service

USSFCU's first priority is providing our members with excellent member service through a variety of avenues; our branch locations, call center and website.

An Environment that Fosters Savings

USSFCU is in business to help members meet their changing financial goals and handle money wisely and responsibly.

Innovative Technology

USSFCU continues to be successful in implementing new technology to provide members with safe and secure banking choices.

Lines of Credit    Low rate Auto Loans    SMART Certificates    Share Secured Loans    Home Equity Loans

Low Rate Personal Loans   Home Equity Lines of Credit   Classic & Gold Collections   Extra Awards on Debit Cards   And More

Membership is via sponsorship or contribution.

Sponsorship by an employer

You must be currently employed by or directly retired from one of our Select Employee Groups.

Employees of Select Employee Groups are eligible to become members. Additionally, whether or not the employees themselves become members, they may extend the membership to their immediate families and households.

Sponsorship by a family member or household member

A member in good standing or a current employee of a Select Employee Group may sponsor an immediate family member, as well as others in the same household. This includes:

• Spouses
• Immediate Family (child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling, or adoptive relationship)
• Household Members (persons living in the same residence and maintaining a single economic unit)
• Organizations of people in one of the above groups

Eligibility through Contribution to the US Capitol Historical Society (USCHS)

As a member of the Society, either as an individual or as an employee of a member organization, you are automatically eligible to join the United States Senate Federal Credit Union. When you join the Society, apply to the Credit Union at the same time. Current members of USCHS are also invited to participate in this member offering.
Read the Brochure for more details

How to start Your Membership

	Download and fill out the Membership Application Form.
	Bring the form to any our branches, or : Fax to : (703)329-4955 (outside of Senate Offices)               4- 0522 (inside of Senate Offices) Mail to: United States Senate Federal Credit Union              National Capitol Station              P.O. Box 77920             Washington, DC 20013-8920
	You must open a primary savings account with a minimum of $5 and one-time-only membership fee of $1.
	Make the switch from other financial institutions to USSFCU with Online Easy Switch Kit

For those joining the US Capitol Historical Society for the first time, to become eligible click here» or read the Brochure for more details

• For details or assistance, call (202) 224-2967 or 1-(800) 374-2758. (outside DC metro area)