Financial Highlights

2024 Consolidated Financial Statement (Audited) 2024 Annual Report

Balance Sheet*

For the period ending January 31, 2026 (cents omitted)

ASSETS
Loans, net of Allowance for Loss	$1,106,678,298
Investments	$340,445,536
Cash	$1,937,386
Other Assets	$71,303,832
Total Assets	$1,520,365,051
LIABILITIES AND MEMBERS' EQUITY
Line of Credit	$0
Other Liabilities	$11,896,456
Shares	$1,398,224,788
Total Liabilities	$1,410,121,244
Reserves	$0
Undivided Earnings	$115,232,940
Unrealized G/L Sec	($4,989,133)
Total Members' Equity	$110,243,807
Total Liabilities and Members' Equity	$1,520,36,051

Income Statement*

For the period ending January 31, 2026 (cents omitted)

Loan Income	$5,604,985
Investment Income	$1,006,646
Total Interest Income	$6,611,631
Total Interest Expense	$3,277,884
Net Interest Income (Expense)	$3,333,746
Provision for Loan Loss	$866,841
Net Interest Income (Expense) after PLL	$2,466,905
Other Operating Income	$375,468
Other Operating Expense	$3,398,405
Total Other Operating Income (Expense)	($3,022,937)
Net Income	($556,032)

*Unaudited