USSFCU Foundation

USSFCU Foundation

Empowering Financial Futures

In 2025, United States Senate Federal Credit Union proudly launched the USSFCU Foundation—a nonprofit 501(c)(3) organization dedicated to advancing financial literacy, inclusion, and empowerment. Built on the belief that financial literacy is not a privilege, but a right, the Foundation works to make education and resources accessible to everyone, regardless of background or income level.

Our Mission

Creating Pathways to Financial Well-Being

The USSFCU Foundation promotes financial education, fosters inclusion, and creates opportunities for lifelong financial success. Through in-person outreach, digital learning, and meaningful partnerships, we aim to equip individuals and families with the knowledge they need to make confident financial decisions.

What We Do

Programs That Meet People Where They Are

Our initiatives deliver real-world support across diverse communities:

  • Classroom Workshops – In-school financial literacy education for students

  • Community Engagements – Financial wellness seminars in neighborhoods and workplaces

  • Online Learning – Free courses, digital tools, and personalized coaching

  • Live Webinars – Weekly sessions on fraud prevention, budgeting, and more

  • Weekly Blog Series – Articles on personal finance, small business, and financial safety

  • Community Giving – Donations to local nonprofits making a difference

These efforts reflect our deep commitment to building a financially inclusive future.

Support the Foundation—Unlock Membership

Make a Difference and Become Eligible for USSFCU Membership

Donating to the USSFCU Foundation is a meaningful way to support financial literacy—and it also makes you eligible for membership at USSFCU.

How to Join Through a Foundation Donation:

  1. Make a minimum $10 donation to the USSFCU Foundation

  2. Save your receipt or confirmation email

  3. Upload your receipt during the USSFCU membership application

It’s that simple. You’ll be helping expand financial education efforts throughout the DC metro area—while gaining access to the trusted services and benefits of USSFCU membership.

Meet the Leadership

Driven by Purpose and Passion

The USSFCU Foundation is guided by leaders who share a vision of equity and financial empowerment:

James Ruley, President

A seasoned credit union executive, James is committed to supporting underserved communities and small businesses. His vision for the Foundation was inspired by the need for accessible resources in the wake of the COVID-19 pandemic.

Kathy Dalfrey, Treasurer

As USSFCU’s Chief Financial Officer, Kathy brings over 25 years of experience in financial strategy and sustainability. Her leadership ensures the Foundation’s programs remain effective, equitable, and impactful.

Be Part of the Movement

The USSFCU Foundation is more than a mission—it’s a long-term commitment to making financial literacy accessible for all. Whether you're looking to learn, collaborate, contribute, or join the credit union, your support helps build a stronger, more informed community. (For background on how it all began, read the official press release.)

Learn more or get involved at ussfcufoundation.org.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

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