Buying a Car, Gas or a Home: How Everything Is Different Now
Published: July 26, 2022
When it comes to driving these days, it's been feeling a little like, "You can't get there from here." For one thing, a typical monthly new car payment has shot up to over $700. And it feels like it costs us about that much just to buy gas every month, am I right? Buying a house today is also fraught with good news/bad news scenarios.
What to Know About Applying for Student Loans
Published: July 12, 2022
Applying for a private student loan may seem confusing and intimidating, especially if you don't have much experience handling personal finances. But with a bit of research and planning, you can make the process quicker and easier.
How to Invest in CDs: 3 Strategies
Published: July 5, 2022
When choosing a certificate of deposit, you might ask yourself - or the internet - whether you're getting the best rate. After all, once you have a CD, you lock in that rate for months or years. You can't predict exactly what CD rates will look like in the future, but you can use strategies to reduce the risk of missing out when higher rates appear. At the same time, you still get the guaranteed returns and federal insurance that CDs offer. Here's a look at three main ways to invest with CDs.
4 Items for Your Midyear Money Checklist
Published: June 28, 2022
A lot can happen in six months. That's why, as we close out the first half of the year, it makes sense to check in on your financial life. "With inflation, I think people this year are more heavily impacted than they probably have been in many years leading up to this point," says Jason Dall'Acqua, a certified financial planner and founder of Crest Wealth Advisors in Annapolis, Maryland. "So it?s a good time to see how things have been going ... as well as plan for what lies ahead in the remainder of the year." So where should you start? Add these four items to your midyear money checklist.
A New Way to Think About Cash
Published: June 14, 2022
The old saying is that time is money, but money can also be time if you look at it a different way. Retired investors living off withdrawals might want to think of their portfolios in terms of how they support their spending needs over the next year and 30 years from now, which can create a compelling linkage between investments and their spending purpose.
How to Pay for Summer Fun: Financing Boats, RVs and More
Published: June 7, 2022
Summer is the season to hit the great outdoors, and having a new toy, like a boat or RV, is a dream for many people. But with interest rate hikes, spikes in the cost of oil and general economic uncertainty, you may be hesitant to make a big purchase right now. Financing options, such as a secured loan, can make the purchase more manageable by spreading out payments.