Four Benefits of a Share Certificate
Published: August 29, 2022
Share certificates might be one of the best wealth-building tools you've never heard of. When you open a share certificate from your credit union, you get to select a term that fits your financial goals. Their low initial deposit requirements make them an excellent option for new investors who may not be able to commit large amounts. They come with the security of federal insurance.
Back to School Tax-Free Shopping
Published: August 2, 2022
Many households are grappling with soaring prices on gas, groceries, and other essentials, and now it's time to shop for back-to-school supplies. If you're looking to save, here are some strategies to help cut costs on back-to-school items.
Buying a Car, Gas or a Home: How Everything Is Different Now
Published: July 26, 2022
When it comes to driving these days, it's been feeling a little like, "You can't get there from here." For one thing, a typical monthly new car payment has shot up to over $700. And it feels like it costs us about that much just to buy gas every month, am I right? Buying a house today is also fraught with good news/bad news scenarios.
What to Know About Applying for Student Loans
Published: July 12, 2022
Applying for a private student loan may seem confusing and intimidating, especially if you don't have much experience handling personal finances. But with a bit of research and planning, you can make the process quicker and easier.
How to Invest in CDs: 3 Strategies
Published: July 5, 2022
When choosing a certificate of deposit, you might ask yourself - or the internet - whether you're getting the best rate. After all, once you have a CD, you lock in that rate for months or years. You can't predict exactly what CD rates will look like in the future, but you can use strategies to reduce the risk of missing out when higher rates appear. At the same time, you still get the guaranteed returns and federal insurance that CDs offer. Here's a look at three main ways to invest with CDs.
4 Items for Your Midyear Money Checklist
Published: June 28, 2022
A lot can happen in six months. That's why, as we close out the first half of the year, it makes sense to check in on your financial life. "With inflation, I think people this year are more heavily impacted than they probably have been in many years leading up to this point," says Jason Dall'Acqua, a certified financial planner and founder of Crest Wealth Advisors in Annapolis, Maryland. "So it?s a good time to see how things have been going ... as well as plan for what lies ahead in the remainder of the year." So where should you start? Add these four items to your midyear money checklist.