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How to Pay for Summer Fun: Financing Boats, RVs and More

Published: June 7, 2022

Summer is the season to hit the great outdoors, and having a new toy, like a boat or RV, is a dream for many people. But with interest rate hikes, spikes in the cost of oil and general economic uncertainty, you may be hesitant to make a big purchase right now. Financing options, such as a secured loan, can make the purchase more manageable by spreading out payments.

What Rising Prices Could Mean for Your Retirement Plans

Published: May 26, 2022

About 1 in 8 Gen Xers and baby boomers say they've postponed or considered postponing retirement due to inflation, according to a March 2022 survey by the Nationwide Retirement Institute. With an inflation rate over 8% and hitting a 40-year high, coupled with a stock market that's seen a double-digit percentage drop since the start of the year, people's concerns aren't misplaced. If your stop-work date is on the horizon, here's what you should understand about how inflation affects your retirement.

Should You Fly or Drive This Summer?

Published: May 18, 2022

With the cost of everything rising faster and faster, it can be hard to build a reliable travel budget. Will gas prices rise or fall by the summer? And will airfare costs keep pace? The question of whether it's cheaper to fly or drive is an old travel conundrum, but the many factors affecting travel in 2022 make it a challenging one to answer simply

For Summer Travel Deals, Stay Off the Beaten Path

Published: May 11, 2022

With so many factors pushing travel prices upward, where are the deals? And what destinations should budget-conscious travelers avoid altogether?

Is 0% Credit Utilization Good For Credit Scores?

Published: May 3, 2022

Maintaining a 0% utilization rate on all your credit card accounts can help your credit scores, but you can achieve excellent scores without doing so. A low utilization rate, preferably under 10%, is ideal. You do risk hurting your credit scores if your utilization exceeds about 30%, but also if you never use your credit cards at all. Here's the rundown on utilization and credit scores.

Small Home Fixes Can Have a Big Impact on Safety

Published: April 26, 2022

If it ain't broke, maybe you should fix it anyway. That's the message consumer advocates and insurance experts want you to hear about your home's hidden dangers. Too often, they say, people put off relatively inexpensive repairs or improvements that could prevent significant damage, injuries or even death. While you can't eliminate every potential hazard, some small moves can have a huge impact on home safety. The following fixes typically cost $200 or less.

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USSFCU has always been accommodating, easy to work with, and staff are always kind. I have every intention of keeping my account with this bank for a long, long time.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

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My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

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