Senate Cents: A Financial Wellness Blog

7 Things You May Not Know About IRAs

Published: January 22, 2020

It's the time of year when IRA contributions are on many people's minds-especially those doing their tax returns and looking for a deduction. The deadline for making IRA contributions for the 2019 tax year is April 15, 2020. Chances are, there may be a few things you don't know about IRAs. Here are 7 commonly overlooked facts about IRAs.

6 ways to start strong in 2020

Published: January 6, 2020

Get after your goals by paying off debt, managing taxes, and creating an income plan.-- Like exercise or diligent flossing, good financial habits are the unsung heroes of personal financial success. It doesn't matter where you start, practicing small steps, like saving regularly or putting extra payments toward debt, can help you accomplish your larger goals. That may explain why so many people set financial resolutions each year.

5 Last-Minute Holiday Shopping Tip to Beat the Holiday Rush

Published: December 11, 2019

Think you can't avoid the shopping frenzy of the holiday season? You might be one of those shoppers who want to wait to capitalize on holiday sales to get that big screen TV you have your heart set on or you might be the king or queen of procrastinating and prefer to wait until the last minute to accomplish things on your list. Either way, with preparation, you can improve your shopping efficiency and effectiveness so that you can better fulfill your wish lists.

Why You Should Support Local And Small Businesses

Published: November 25, 2019

Why should we support local businesses? What makes them so powerful that it will change our outlook on big companies for the better? Here are some simple reasons to shop local that have a profound impact.

What is a Mobile Wallet, and Should You Use One?

Published: November 19, 2019

Your smartphone can take high-quality photos, store files and access email. And if you use a mobile wallet, it can also take the place of a physical credit card.

Fourth Quarter Financial Planning

Published: October 31, 2019

As the calendar and individual tax years come to a close, it's sound practice to review several year-end strategies which may improve your tax planning or general financial planning.

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