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Visa Smart Rewards

Enjoy a low rate, no annual fees and the ability to earn rewards with USSFCU's Smart Rewards Visa®

Smart Rewards Pays You Back. Earn points for everyday spending when you use your USSFCU Visa® Smart Rewards Card. Points can be redeemed for travel, gift cards and cash!

Earn 5X the Points with your USSFCU Smart Rewards Visa during Virgina & Maryland Tax-Free Holidays.

Starting Friday, August 2 through Saturday, August 17 Smart Rewards Cardholders earn 5X the rewards points when you use your USSFCU Smart Rewards Visa on qualifying back to school purchases.

School Supplies & Books | Shoes & Apparel | Dorm Furnishings | Educational Services & Fees

Back to School Physicals | Gasoline | Car & Trailer Rentals 

$1= 5 points when you use your USSFCU Smart Rewards Visa Credit Card on qualifying purchases between Friday, August 2, 2019 (12:00am EST.) and Saturday, August 17, 2019 (11:59pm EST). Points are only earned on signature-based transactions; PIN-based transactions, cash advances and balance transfers do not qualify. Merchants may process signature debit card transactions as PIN-based transactions even if a PIN was not provided; these transactions would not qualify. USSFCU is not responsible for the processing method selected by the merchants. Not all merchants will particpate in the points program.

Redeeming Smart Reward Points is Even Easier!

Redeem, track and manage points online 24/7 by visiting the Smart Rewards Center. Smart Rewards points expires after 36 months

Members can also call the Smart Rewards Center at 877.909.1450, Monday-Friday, 6am-6pm (Pacific Time) for assistance with their rewards account.

Visit the Smart Rewards Center to establish your account, track points and browse award options. 

View the Smart Rewards brochure & Smart Rewards Agreement and Disclosure for additional information.

Not a member? Not a problem. With 140 plus paths to membership, joining is simple and easy. Learn About Eligibility or Join Now!

Block and Report a Lost or Stolen Card.

*For more information, please see the terms and conditions. **See Visa® disclosure for cash advance and over-the-limit details on our rate page.