Visa Smart Rewards
Enjoy a low rate, no annual fees and the ability to earn rewards with USSFCU's Smart Rewards Visa®
Smart Rewards Pays You Back. Earn points for everyday spending when you use your USSFCU Visa® Smart Rewards Card. Points can be redeemed for travel, gift cards and cash!
Earning Smart Reward Points is Easy!
Earn one point for every dollar you spend using your USSFCU Smart Rewards Card. Smart Rewards Points are:
- Earned for every USSFCU Smart Reward purchase, except cash advances or balance transfers
- Not subject to any sign-up, use, or maintenance fees
- Not limited to any specific retailer’s goods or services
Redeeming Smart Reward Points
Redeem, track and manage points online 24/7 by visiting the Smart Rewards Center. Smart Rewards points expires after 36 months.
Members can also call the Smart Rewards Center at 877.909.1450, Monday-Friday, 6am-6pm (Pacific Time) for assistance with their rewards account.
Visit the Smart Rewards Center to establish your account, track points and browse award options.
Not a member? Not a problem. With 140 plus paths to membership, joining is simple and easy. Learn About Eligibility or Join Now!
All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Your account is subject to a Variable Interest Rate. Increases or decreases in the Interest Rate will result in like increases or decreases in the Finance Charge and will affect the amount of your regularly scheduled payments that you will be required to make. View ussfcu.org/rates for rates, terms and conditions.
* Other fees may apply. See Visa disclosure for complete information.
*For more information, please see the terms and conditions. **See Visa® disclosure for cash advance and over-the-limit details on our rate page.