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Mobile Wallet

Add your Senate Debit card, Smart Rate and Smart Rewards credit cards to the Mobile Wallet on your mobile phone, set it as your default card and make payments everywhere you see any of these symbols:

Use your Visa® card for purchases in-store and with your favorite online retailers.

  • Your account information is never stored.
  • Your card number is never shared with merchants or transmitted with payment.

Enrollment information can be found for specific providers in the tabs below.

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Apple Pay®

Use Apple Pay® in-store, online, and in your favorite retail apps.

Apple Pay® combines NFC with Apple’s fingerprint reader, Touch ID. Touch ID senses your fingerprint and authenticates the purchase when checking out.

Get Started

  1. Go to Wallet tap the "+" symbol.
  2. Follow the steps to add a new card. If you are asked to add the card that you use with iTunes, cards on other devices, or cards that you have recently removed, choose them, then enter the card security codes.
  3. Tap Next. Your bank or card issuer will verify your information and decide if you can use your card with Apple Pay. If your bank or issuer needs more information to verify your card, they will ask you for it. When you have the information, go back to Wallet and tap your card.
  4. After your bank or issuer verifies your card, tap Next. Then start using Apple Pay.

For more information, visit Apple Pay®.

To add payment methods to other Apple devices, visit Apple Support

To learn more about USSFCU Mobile Wallet, please contact 

To find out where Apple Pay® is accepted click here.

Samsung Pay®

Samsung Pay® can be used at magnetic stripe or EMV terminals in addition to NFC point-of-sale devices by swiping up on your phone and selecting the card you want to use. Authenticate your identity with a fingerprint scan or password before putting your phone next to the payment terminal to complete the transaction.

Get Started

  1. Navigate to and select Play Store on your phone.
  2. Touch the Search bar.
  3. Enter Samsung Pay and then touch Search.
  4. Touch INSTALL.
  5. Touch OPEN.
  6. Touch START.
  7. Review Samsung Pay Terms of Service, Samsung Pay – Privacy Notice, and Samsung Rewards Terms and Conditions. If you agree, select I have read and agree to all the items above. Touch NEXT.
  8. Register a Samsung Pay PIN.
  9. Confirm you PIN.
  10. To add a card, touch Membership cards, or Credit/debit cards.
  11. Align your card to fit inside the frame.
  12. Enter your card information, and then touch NEXT.
  13. Review the TERMS OF SERVICE, and the touch AGREE TO ALL.
  14. Select an option to verify the card.
  15. Wait for the verification code, and then touch SUBMIT.
  16. Touch DONE.
  17. Select desired security options and follow on-screen instructions.

For more information, visit Samsung Pay®

To learn more about USSFCU Mobile Wallet, please contact 

To find out where Samsung Pay® is accepted click here.

Google Pay™

Use Google Pay in-store, online, and in your favorite retail apps.

Google Pay does not require a fingerprint scan to authorize a transaction, however some Android phones do have fingerprint-scanning technology that can be used to unlock the phone, but you can also use a PIN, password, iris scan, face recognition or pattern, depending on the lock-screen security options on your device.

Get Started

  1. Tap to launch the Google Pay app.
  2. Tap the add card icon, which looks like a "+" symbol.
  3. Tap add a credit or debit card.
  4. Follow along with the onscreen instructions. You will have the option to scan your card using your phone's camera or manually enter your card information.

Once your card has been added you will be required to verify it via your financial institution.

For more information, visit Google Pay™

To learn more about USSFCU Mobile Wallet, please contact 

To find out where Google Pay is accepted click here.

Visa® Checkout

Make online purchases quickly and securely with Visa® Checkout. Enroll your card information only once.

Get Started

  1. Visit  Visa® Checkout.
  2. Click Enroll now.
  3. Create your free Visa® Checkout account.
  4. Add your card information.
  5. Add your address(es).
  6. Click Done.

For more information, Visit  Visa® Checkout

To learn more about USSFCU Mobile Wallet, please contact .

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Membership eligibility required. Federally insured by NCUA.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

Read More testimonials.