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Your Credit Union for Life

When you join USSFCU, you are a member for life, even if your employment status or place of residence changes. Lifelong membership means that USSFCU is dedicated to helping you achieve your financial goals through every stage of life.

Apply online and start your life long journey with USSFCU today!



Who Can Join?

For over 85 years, USSFCU has provided the U.S. Senate and Capitol Hill communities with world-class financial stability, security, and service. Now a $1.2 billion credit union with 100 plus paths to membership, almost everyone has the opportunity to experience the USSFCU difference. 


Additionally, whether or not the employees themselves become members, they may extend the membership to their immediate families and households. 

  • You are an immediate family member of a current USSFCU Member. This includes:
    • Spouses
    • Immediate family (child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step-sibling, or adoptive relationship)
    • Household members (persons living in the same residence and maintaining a single economic unit)

As a member of the Society, either as an individual or as an employee, you are automatically eligible to join USSFCU. Become a Society member today by making the qualifying donation and apply to USSFCU at the same time. Current Society members are also invited to participate in this member offering.

Donate to the Society Now >>   Read our USCHS Partnership brochure for more information.

VACC membership takes a matter of minutes and you don’t have to live in Virginia, you can join the VACC from anywhere in the U.S. Plus, USSFCU will cover your membership dues. Follow the instructions below to join:

    1. Go to
    2. Click the Join Now button
    3. Fill out the short application—Use Promo Code: USSFCU to waive the $8.00 membership fee
    4. Click Proceed to the Next Step to complete the application process

You will receive an email containing your VACC Membership Number and Certificate (retain for your records). This information will automatically be sent to USSFCU.

How Do I Join?

The easiest way to join USSFCU is to apply online. You can also visit one of our branches to apply in person, or call 800.374.2758 to begin your application by phone.

You will need to open a Primary Savings Account with a minimum of $5 and pay the one-time-only membership fee of $1 to secure your membership with us. When submitting your USSFCU application please have the following information ready; name, address, date of birth, and at least one valid form of identification (photo ID, passport, etc.).

For those who choose to join the American Consumer Council or US Capitol Historical Society, you must join either organization prior to completing a USSFCU application. 

Questions about the account opening process? Call us at 800.374.2758 or send us an email.

Please Note: Never send personally identifiable information through email. You will be able to upload it through the application process or a member of our member services team will send you a secure link to provide sensitive documents.


For USSFCU membership you will need to open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00.  To complete your application for USSFCU membership you will need the following: Government-issued ID/Driver’s License/State ID or Passport with current address, and Social Security Number. Primary Savings Account Annual Percentage Yield = .05% as of 05/01/2022. View savings rates at

Begin your application online or call 800.374.2758.

Membership eligibility required. Eligibility does not guarantee membership. This credit union is federally insured by the National Credit Union Administration.

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Provides excellent customer service and this is demonstrated by their great attention to detail. USSFCU provides excellent financial products and professional communication.

I joined in 1975 when I began my 41 year career in the U.S. Senate. It was a family and still is - one to be depended on in times of need and for advice.

The credit union provides relatively good services and the security updates to the system are noticeable.

All of my children and grandchildren have USSFCU accounts now. I really admire USSFCU and its staff completely, they have always looked out for my interests.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

USSFCU has always been accommodating, easy to work with, and staff are always kind. I have every intention of keeping my account with this bank for a long, long time.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

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