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Join USSFCU

Your Credit Union for Life

When you join USSFCU, you are a member for life, even if your employment status or place of residence changes. Lifelong membership means that USSFCU is dedicated to helping you achieve your financial goals through every stage of life.

Apply online and start your life long journey with USSFCU today!

APPLY NOW

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Who Can Join?

For over 85 years, USSFCU has provided the U.S. Senate and Capitol Hill communities with world-class financial stability, security, and service. Now a $1.2 billion credit union with 100 plus paths to membership, almost everyone has the opportunity to experience the USSFCU difference. 

YOU ARE ELIGIBLE IF:

Additionally, whether or not the employees themselves become members, they may extend the membership to their immediate families and households. 

  • You are an immediate family member of a current USSFCU Member. This includes:
    • Spouses
    • Immediate family (child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step-sibling, or adoptive relationship)
    • Household members (persons living in the same residence and maintaining a single economic unit)

As a member of the Society, either as an individual or as an employee, you are automatically eligible to join USSFCU. Become a Society member today by making the qualifying donation and apply to USSFCU at the same time. Current Society members are also invited to participate in this member offering.

Donate to the Society Now >>   Read our USCHS Partnership brochure for more information.

VACC membership takes a matter of minutes and you don’t have to live in Virginia, you can join the VACC from anywhere in the U.S. Plus, USSFCU will cover your membership dues. Follow the instructions below to join:

    1. Go to americanconsumercouncil.org
    2. Click the Join Now button
    3. Fill out the short application—Use Promo Code: USSFCU to waive the $8.00 membership fee
    4. Click Proceed to the Next Step to complete the application process

You will receive an email containing your VACC Membership Number and Certificate (retain for your records). This information will automatically be sent to USSFCU.

How Do I Join?

The easiest way to join USSFCU is to apply online. You can also visit one of our branches to apply in person, or call 800.374.2758 to begin your application by phone.

You will need to open a Primary Savings Account with a minimum of $5 and pay the one-time-only membership fee of $1 to secure your membership with us. When submitting your USSFCU application please have the following information ready; name, address, date of birth, and at least one valid form of identification (photo ID, passport, etc.).

For those who choose to join the American Consumer Council or US Capitol Historical Society, you must join either organization prior to completing a USSFCU application. 

Questions about the account opening process? Call us at 800.374.2758 or send us an email.

Please Note: Never send personally identifiable information through email. You will be able to upload it through the application process or a member of our member services team will send you a secure link to provide sensitive documents.

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Begin your application online or call 800.374.2758.


For USSFCU membership you will need to open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00.  To complete your application for USSFCU membership you will need the following: Government-issued ID/Driver’s License/State ID or Passport with current address, and Social Security Number.

Primary Savings Account Annual Percentage Yield = .10% as of 08/15/2022. View savings rates at ussfcu.org/rates. Membership eligibility required. Eligibility does not guarantee membership. This credit union is federally insured by the National Credit Union Administration.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

Read More testimonials.