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Start 2025 with a Strong Financial Game Plan

Published: December 11, 2024

Start 2025 with a Strong Financial Game Plan

Whether you’re aiming to pay off debt, save for a major purchase, or secure your future with retirement planning, having a clear financial game plan is key to starting the year strong. But crafting a successful strategy often requires more than determination—it takes expertise and insight. That’s where a financial advisor can make all the difference.

Why Work with a Financial Advisor?

Financial advisors offer tailored guidance to help you navigate life’s financial complexities. From creating a personalized budget to planning for long-term milestones, their expertise can empower you to:

  • Set Achievable Goals: Financial advisors help you define clear, actionable objectives that align with your income, savings, and aspirations.
  • Navigate Complex Decisions: Whether it’s choosing the right investment options or optimizing tax strategies, an advisor simplifies the decision-making process.
  • Stay on Track: Regular check-ins with a financial advisor ensure you’re progressing toward your goals and adapting to any unexpected life changes.

When to Seek Financial Guidance

While it’s never too early or too late to work with an advisor, some moments in life make professional advice especially valuable. Consider reaching out to an advisor if you are:

  • Entering a new phase of life, such as marriage, starting a family, or retirement.
  • Preparing for major financial decisions, like buying a home or saving for college.
  • Struggling to manage debt or build an emergency fund.
  • Ready to explore investment opportunities but unsure where to start.

Start 2025 Strong with Fellows Financial Group

At USSFCU, we believe in empowering our members to achieve financial success. That’s why we’ve partnered with Fellows Financial Group to provide personalized financial advisory services through Michael Schimmel, our trusted financial advisor.

Michael has years of experience helping individuals and families set meaningful financial goals, manage investments, and build wealth. Whether you’re looking to create a detailed financial roadmap or need advice on optimizing your retirement plan, Michael is here to help.

How Michael Can Help You Achieve Success

Michael’s expertise covers a wide range of financial needs, including:

  • Investment Planning: Learn how to grow your wealth with a diversified portfolio tailored to your goals and risk tolerance.
  • Retirement Strategies: Discover the best ways to prepare for your future, from IRA options to employer-sponsored plans.
  • Debt Management: Get actionable advice on reducing debt and improving your financial stability.
  • Tax Efficiency: Optimize your financial strategy with tax-smart moves that help you keep more of what you earn.

Take the First Step Today

Starting 2025 with a solid financial game plan can set the tone for a successful year and beyond. Michael Schimmel is ready to help you create a strategy that’s as unique as your goals.

Visit ussfcu.org/fas to schedule a consultation with Michael Schimmel today and take the first step toward a brighter financial future.

Schedule Now Learn More

This article is for informational purposes only.

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Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

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