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How Do Credit Union Share Certificates Work?

How Do Credit Union Share Certificates Work?


Published: June 2, 2023

Called share certificates when offered by nonprofit, member-owned credit unions, this version of the classic 'timed deposit' product often offers better interest rates than CDs, especially those found at larger banks.

Showing Appreciation to the City of Alexandria PD

Showing Appreciation to the City of Alexandria PD


Published: May 22, 2023

Thank you City of Alexandria Police Department for everything you do!

USSFCU Small Business Spotlight: Nicole Harkin Photography

USSFCU Small Business Spotlight: Nicole Harkin Photography


Published: January 9, 2023

ENTER TO WIN a free photo session with USSFCU small business member and award-winning photographer Nicole Harkin.

Help Stop Elder Financial Abuse

Help Stop Elder Financial Abuse


Published: May 23, 2023

Honor Older Americans Month by celebrating the age, wisdom, and experience of older friends, neighbors, and family members. Look out for vulnerable older people and talk to them about financial wellness. Financial abuse awareness is critical for older adults who are targeted by scammers specifically because of their age.

A Promise Made, A Promise Kept

A Promise Made, A Promise Kept


Published: June 7, 2023

Earlier this year USSFCU announced plans to eliminate overdraft and non-sufficient funds [NSF] fees by the second quarter of 2023. As of April 17, 2023, members no longer incur those fees on their accounts.

10 Benefits of 529 Plans

10 Benefits of 529 Plans


Published: May 17, 2023

Tax benefits. Low maintenance. High contribution limits. Favorable financial aid treatment. Flexibility. Here are the top benefits of 529 plans that you should know about.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

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