Skip to content

USSFCU Launches Foundation to Promote Financial Education and Inclusion Across Communities

Published: August 4, 2025

USSFCU Launches Foundation to Promote Financial Education and Inclusion Across Communities

Alexandria, VA – August 4, 2025 — The United States Senate Federal Credit Union (USSFCU) proudly announces the launch of the USSFCU Foundation, a nonprofit 501(c)(3) organization dedicated to advancing financial literacy, wellness, and inclusion throughout the D.C. metro area and beyond.

Founded in 2025, the USSFCU Foundation was created to meet a growing need for accessible financial education. From managing everyday expenses to understanding credit, the Foundation’s mission is to equip individuals with the tools and confidence needed to make informed financial decisions.

“We’re not just offering information—we’re building a pathway to empowerment.”

   - James Ruley, USSFCU Foundation President

“Financial literacy is a basic human right, not a privilege,” said James Ruley, President of the USSFCU Foundation. A credit union leader with decades of experience in member service and business lending, Mr. Ruley’s commitment to small businesses and those affected by the pandemic inspired him to establish the Foundation in 2025. “We’re not just offering information—we’re building a pathway to empowerment.”

The Foundation is already delivering impact through in-classroom financial literacy programs, community seminars, workplace education, and weekly webinars on key topics like fraud prevention and personal finance. An online resource hub and weekly blog series extend access to practical guidance for individuals at every stage of life.

All Foundation initiatives are led by volunteers and designed to meet people where they are. “We take financial education to heart, and we share in the ups and downs of our members’ journeys,” said Kathy Dalfrey, Treasurer of the Foundation and Chief Financial Officer at USSFCU. “Through the Foundation, we are hoping to provide resources that will foster empowerment in all of life’s financial phases.”

The USSFCU Foundation also partners with local nonprofits to reach vulnerable populations and support financial wellness programs in shelters, schools, and community centers. These partnerships reflect the Foundation’s commitment to equity and accessibility.

In addition to supporting vital education initiatives, a minimum $10 donation to the Foundation also makes an individual eligible for membership at USSFCU. This unique membership path allows community members to support a mission-driven organization while gaining access to personalized, people-first banking.

The USSFCU Foundation is more than a new initiative—it’s a long-term investment in community well-being. By promoting financial confidence and inclusion, it aims to build a more informed, resilient, and financially empowered society.

To learn more, donate, or explore programs, visit ussfcufoundation.org.


About USSFCU
The United States Senate Federal Credit Union has been proudly serving the Senate community and beyond for nearly 90 years. As a member-owned, not-for-profit financial institution, USSFCU is committed to providing exceptional service, competitive financial products, and educational resources to empower members on their financial journey. For more information, visit www.ussfcu.org/joinus.

View all press releases

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

Read More testimonials.