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U.S. Senate Federal Credit Union Appoints Ricardo Pineres as Chief Risk Officer

Published: August 13, 2024

U.S. Senate Federal Credit Union Appoints Ricardo Pineres as Chief Risk Officer

Alexandria, Virginia, August, 2024 - The United States Senate Federal Credit Union (USSFCU) is pleased to announce the appointment of Ricardo Pineres as the new Chief Risk Officer, effective July 2024. With over 15 years of experience in the financial services industry, Ricardo brings a wealth of knowledge and expertise in legal, compliance, and regulatory matters to USSFCU.

In his distinguished career, Ricardo has successfully led compliance teams at Navy Federal Credit Union, Capital One, and State Department FCU. He has also contributed his expertise to the legal teams at leading fintech companies, including PayPal and One. His comprehensive understanding of credit union and banking regulatory issues, coupled with his leadership in legal and compliance domains, positions him as a pivotal asset to the USSFCU team.

Before transitioning to legal and compliance roles, Ricardo served in various government relations and regulatory capacities with organizations such as the Maryland & DC Credit Union Association, the National Association of Federally Insured Credit Unions (NAFCU), and the Financial Services Institute. His extensive background in navigating the complexities of financial regulations and his strategic approach to risk management make him a perfect fit for guiding USSFCU’s risk management strategy.

Ricardo is a licensed attorney, a member of the Virginia State Bar, and holds a Juris Doctor (JD) from the George Washington University Law School. He also earned his Bachelor of Arts (BA) from James Madison University. Beyond his professional accomplishments, Ricardo is dedicated to his family and enjoys spending his free time golfing and participating in trivia competitions with his wife and two children.

"We are thrilled to welcome Ricardo Pineres to our executive team," said Timothy L. Anderson, President and CEO of USSFCU. "His extensive experience and proven track record in the financial services industry will be instrumental in guiding our risk management efforts and ensuring the continued security and stability of our credit union."

As USSFCU continues to grow and expand its services, the addition of Ricardo Pineres as Chief Risk Officer reinforces our commitment to maintaining the highest standards of compliance and risk management for our members.

About USSFCU

Since 1935, USSFCU has provided the Senate and Capitol Hill communities with world-class financial stability, security, and service. Now a $1.6 billion financial institution with 140 plus paths to membership, access to these exclusive financial resources is at your fingertips. Visit ussfcu.org/joinus to learn more. 

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This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

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I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

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