Skip to content

Family Referral Program

Invite Your Family to Join USSFCU!

We’ll give you $50 each time you refer someone who opens a Savings Account & Checking Account with us. Plus, they'll get a $50 reward, too.* So, let your family members know that they can join too and take advantage of all the benefits that come along with credit union membership at USSFCU.

It's Easy to Join USSFCU. Your referral will just need to select the sponsor affiliation when filling out their application for USSFCU membership. Referred individuals can begin their membership application online at, in person at one of our branches, or by phone at 800.374.2758.

Offer available June 1, 2022 – December 31, 2022. New members must use PROMO CODE: FAMILY when completing their application to enroll in this offer.

Program Qualifications:

For both the referred individual and the referring USSFCU member to each qualify for and receive the $50.00 referral reward, the following conditions must be met:

  • The referring member must be a current USSFCU member in good standing and must have not previously caused a loss to the credit union to be eligible for a referral reward.
  • The referred individual must be a new USSFCU member. A new member is defined as someone who does not have an existing relationship with USSFCU at the time the new membership is established.
  • For USSFCU membership the referred individual must open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00. They must also establish a free Senate Checking Account with Visa® Debit Card.
  • The referred individual must use the promo code FAMILY when completing their application for USSFCU membership.
  • The referred member's primary savings and checking account must remain open and in good standing for 30 days after opening.
  • The referring member and the referred individual must be 18 years or older to participate in this promotion.

Accounts that do not meet these standards will forfeit both parties’ ability to earn a $50 bonus. Rewards that have been fully earned and qualified for will be paid by direct deposit to the primary savings account of each party within 60-days of meeting promotion requirements. Only one reward will be provided per referred individual.

New members can begin their online application here >>

For questions about the account opening process visit or call 800.374.2758.

For more information on membership eligibility visit For questions specific to this promotion contact [email protected].

The family referral program may be terminated or withdrawn at any time, and is subject to change at any time, with or without prior notice. USSFCU reserves the right to suspend or terminate a member's eligibility to participate in this program at any time with or without prior notice. USSFCU’s family member referral rewards program may not be combined with other offers or programs. Membership eligibility required. Eligibility does not guarantee membership. This credit union is federally insured by the National Credit Union Administration.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

USSFCU has always been accommodating, easy to work with, and staff are always kind. I have every intention of keeping my account with this bank for a long, long time.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven?t had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

Read More testimonials.