Skip to content

Family Referral Program

Invite Your Family to Join USSFCU!

We’ll give you $50 each time you refer someone who opens a Savings Account & Checking Account with us. Plus, they'll get a $50 reward, too.* So, let your family members know that they can join too and take advantage of all the benefits that come along with credit union membership at USSFCU.

It's Easy to Join USSFCU. Your referral will just need to select the sponsor affiliation when filling out their application for USSFCU membership. Referred individuals can begin their membership application online at, in person at one of our branches, or by phone at 800.374.2758.

Offer available June 1, 2022 – June 30, 2022. New members must use PROMO CODE: FAMILY when completing their application to enroll in this offer.

Program Qualifications:

For both the referred individual and the referring USSFCU member to each qualify for and receive the $50.00 referral reward, the following conditions must be met:

  • The referring member must be a current USSFCU member in good standing and must have not previously caused a loss to the credit union to be eligible for a referral reward.
  • The referred individual must be a new USSFCU member. A new member is defined as someone who does not have an existing relationship with USSFCU at the time the new membership is established.
  • For USSFCU membership the referred individual must open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00. They must also establish a free Senate Checking Account with Visa® Debit Card.
  • The referred individual must use the promo code FAMILY when completing their application for USSFCU membership.
  • The referred member's primary savings and checking account must remain open and in good standing for 30 days after opening.
  • The referring member and the referred individual must be 18 years or older to participate in this promotion.

Accounts that do not meet these standards will forfeit both parties’ ability to earn a $50 bonus. Rewards that have been fully earned and qualified for will be paid by direct deposit to the primary savings account of each party within 60-days of meeting promotion requirements. Only one reward will be provided per referred individual.

New members can begin their online application here >>

For questions about the account opening process visit or call 800.374.2758.

For more information on membership eligibility visit For questions specific to this promotion contact [email protected].

The family referral program may be terminated or withdrawn at any time, and is subject to change at any time, with or without prior notice. USSFCU reserves the right to suspend or terminate a member's eligibility to participate in this program at any time with or without prior notice. USSFCU’s family member referral rewards program may not be combined with other offers or programs. Membership eligibility required. Eligibility does not guarantee membership. This credit union is federally insured by the National Credit Union Administration.

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Provides excellent customer service and this is demonstrated by their great attention to detail. USSFCU provides excellent financial products and professional communication.

I joined in 1975 when I began my 41 year career in the U.S. Senate. It was a family and still is - one to be depended on in times of need and for advice.

The credit union provides relatively good services and the security updates to the system are noticeable.

All of my children and grandchildren have USSFCU accounts now. I really admire USSFCU and its staff completely, they have always looked out for my interests.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

USSFCU has always been accommodating, easy to work with, and staff are always kind. I have every intention of keeping my account with this bank for a long, long time.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Read More testimonials.