Family Bonus
90 Days of Celebrating 90!
Earn $90 When You Invite Your Family to Join USSFCU
We’re turning 90, and we’re celebrating with 90 days of rewards! Invite your family to join USSFCU and you’ll both earn $90 when they open a Senate Checking Account with a Visa Debit Card and start using it.*
How it Works:
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Sponsor a family member by guiding them to join our credit union.
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New members must open a Senate Checking Account with a debit card to qualify.
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New members must use Promo Code "USSFCU90" to enroll in this offer.
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New members must make five (5) debit card purchases of $5 or more by January 31, 2026.
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Rewards will be paid on or before February 13, 2026.
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Offer valid through December 31, 2025.
Additional terms and conditions apply. See full details below.*
Family Eligibility
As a member of USSFCU, your immediate family members are also eligible to bank with us. The following relatives of a current USSFCU member are eligible to join:
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New members can apply for membership online. They’ll simply choose the sponsored option and give your name when selecting eligibility.
Once a family member joins USSFCU, they have access to all the same great financial products and services you do - including new and used auto loans, savings & checking accounts, advisory services, mortgages, credit cards, debt management tools, and more.
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Offer Terms & Conditions
*Limited-time offer available October 1 – December 31, 2025. For both the sponsored individual and the sponsoring USSFCU member to qualify for and receive the $90 reward, the following conditions must be met:
- The sponsoring member must be a current USSFCU member with a primary share minimum balance of $5.00 or more and must not have previously caused a loss to the credit union.
- The sponsored individual must be a new USSFCU member. A new member is defined as someone who does not have an existing relationship with USSFCU at the time the new membership is established.
- The sponsored individual must:
- Open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time membership fee of $1.00.
- Open a USSFCU Senate Checking Account and opt to receive a Visa® Debit Card at no additional charge during the program period.
- Use promo code USSFCU90 when opening their account.
- Make five (5) debit card purchases of $5 or more by January 31, 2026.
- The sponsored member’s primary savings and checking accounts must remain open and maintain minimum balance requirements for at least 60 days after opening. Accounts that do not meet this standard will forfeit both parties’ eligibility for the bonus. Different types of accounts have different minimum balance requirements. Visit ussfcu.org/rates for more details.
- Rewards that have been fully earned and qualified for will be paid by direct deposit to the primary savings account of each party on or before February 13, 2026.
Must be 18 years or older to participate. Promotion may be terminated or withdrawn at any time and is subject to change without prior notice. May not be combined with any other offer.
Primary Savings Account Annual Percentage Yield = 0.10% as of 09/01/2025. View savings rates at ussfcu.org/rates.
Membership eligibility is required. Eligibility does not guarantee membership. This credit union is federally insured by the National Credit Union Administration.