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Family Referral Program

Sponsor a family member for credit union membership and you’ll both receive $50 once they successfully join and open a checking account with us!*

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New members use PROMO CODE: 'FAMILY' to enroll in this offer.*

New members can apply for USSFCU membership online, in person at a USSFCU branch, or by calling 800.374.2758. They’ll simply choose the sponsored option and give your name as a sponsor when selecting eligibility. They must also use the Promo Code: 'FAMILY' when completing their application to enroll in this offer.

Rewards will be deposited into each account 30 - 60 days after account opening. *Other terms & conditions apply.

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Family Member Eligibility

As a member of USSFCU, your immediate family members are also eligible to bank with us. The following relatives of a current USSFCU member are eligible to join:

  • Spouse or Domestic Partner
  • Parents & Stepparents
  • Siblings & Stepsiblings
  • Grandparents
  • Grandchildren
  • Stepchildren
  • Children
  • Members of your household

Once a family member joins USSFCU, they have access to all the same great financial products and services you do - including new and used auto loans, savings & checking accounts, advisory services, mortgages, credit cards, debt management tools, and more.

*Program Terms & Conditions

Limited time offer available January 1 – December 31, 2023. For both the referred individual and the referring USSFCU member to qualify for and receive the $50.00 referral reward, the following conditions must be met:

The referring member must be a current USSFCU member in good standing (maintaining primary share minimum balance requirements of $5.00 or more) and must not have previously caused a loss to the credit union to be eligible for a referral reward.

The referred individual must be a new USSFCU member. A new member is defined as someone who does not have an existing relationship with USSFCU at the time the new membership is established.

For USSFCU membership the referred individual must open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00. The referred individual must also open a USSFCU Senate Checking account and opt to receive a Visa® Debit Card, at no additional charge, during the eligible program period. Both membership and checking requirements must be met within 30 days following application for membership. The referred individual must open the new account using the promo code FAMILY. New accounts must be fully established and funded within 30 days of submitting application for USSFCU membership. The referred member's primary savings and checking account must remain open and maintain minimum balance requirements for no less than 30 days after opening. Accounts that do not meet this standard will forfeit both parties’ ability to earn a $50 bonus.

Rewards that have been fully earned and qualified for will be paid by direct deposit to the primary savings account of each party within 30 - 60 days after meeting promotion requirements. Only one reward will be provided per referred individual. The referring member and the referred individual must be 18 years or older to participate in this promotion.

The family referral program may be terminated or withdrawn at any time and is subject to change at any time, with or without prior notice. USSFCU reserves the right to suspend or terminate a member’s eligibility to participate in this program at any time, with or without prior notice. May not be combined with any other offer.

Primary Savings Account Annual Percentage Yield = 0.15% as of 07/01/2023. View savings rates at

Membership eligibility is required. Eligibility does not guarantee membership. This credit union is federally insured by the National Credit Union Administration.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

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