Security Corner Blog

Online banking makes managing your finances more convenient than ever—especially with secure tools like myUSSFCU Online and Mobile Banking. But with that convenience comes the need to be vigilant. Cybercriminals are constantly finding new ways to target unsuspecting users, so it’s essential to take steps to keep your accounts safe. Failure to do so could result in financial loss, identity theft, or other serious consequences.

Here are 7 simple but effective ways to protect your online banking experience:

1. Use Strong, Unique Passwords A strong password is your first line of defense. Avoid using names, birthdays, or simple sequences like “123456.” Instead, use a mix of uppercase and lowercase letters, numbers, and symbols. Better yet, use a passphrase—something like “Coffee$FirstThenBanking2025!”

Tip: Never reuse passwords across multiple sites, especially for online banking.

2. Enable Two-Factor Authentication (2FA) Most banks, including USSFCU, offer two-factor authentication for added security. With 2FA, you’ll need both your password and a second verification method (like a code sent to your phone) to log in.

Why it matters: Even if someone gets your password, they can’t access your account without the second factor.

3. Keep Your Devices Updated Install software updates for your phone, tablet, and computer as soon as they’re available. Updates often include security patches that protect against newly discovered threats.

Don’t forget: Keep your myUSSFCU app up to date, too—new versions often include the latest security improvements.

4. Avoid Public Wi-Fi for Banking Using public Wi-Fi at coffee shops, airports, or hotels can expose your personal information. If you must access your account on the go, use your mobile data or a secure VPN connection when logging into myUSSFCU.

5. Monitor Your Accounts Regularly Check your bank and credit card statements often. If you spot any unauthorized transactions, report them immediately. With myUSSFCU Online and Mobile Banking, you can easily view account activity, set up alerts, and track your finances in real-time for added peace of mind.

6. Don’t Click Suspicious Links Phishing emails and fake banking websites are common scams. Be cautious with links sent via email or text, even if they look official. Always navigate directly to my.ussfcu.org or open the myUSSFCU app rather than clicking unknown links.

7. Log Out When You’re Done It may seem small, but logging out of your myUSSFCU Online Banking session—especially on shared or public devices—adds another layer of protection.

Your Security Matters By following these steps and using the secure tools available through myUSSFCU Online and Mobile Banking, you can take control of your online banking safety and reduce your risk of fraud. Staying informed and alert is the best way to protect what matters most—your money and peace of mind. Have questions about secure online banking? Our team is here to help. Reach out or stop by for personalized support—or explore the security features inside myUSSFCU Online and Mobile Banking today.