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The Supreme Court of the United States

Supreme Court Officers and Staff, as well as their immediate family members, are automatically eligible to join the U.S. Senate Federal Credit Union.


When you choose USSFCU as your financial institution, you are not just a customer but a valued member and owner. 

We are committed to providing you with a safe and convenient place to do all your financial activities and an easier, more economical way to borrow. Our full-service financial organization is available to assist you with your many banking and financial needs.

Why Choose USSFCU?

Exceptional Rates At USSFCU, auto loans, home loans, credit cards, and personal loans all offer lower rates than you will find at a bank. At the same time, savings, money markets, and certificates yield higher returns. 

Lower Fees At USSFCU you'll find free checkingfewer maintenance and service fees, and low minimum balance requirements. Likewise, service and loan origination fees tend to be lower.

Nationwide Branch and ATM Access Through services like Shared Branching and CO-OP ATMs, credit union members have access to more branch and surcharge-free ATM locations than many big bank customers do.

Plus, members enjoy access to a host of other benefits and so much more!

Early Direct Deposit   Financial Advisory Services

Small Business Banking   Debt Management Services

Financial Education


Join Us Today! 

Applying is simple and a lifetime membership is $6.

Click "Apply Online" to begin your membership application or call our contact center at 800.374.2758.

Apply Online

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The USSFCU Difference >>

Our mission at United States Senate Federal Credit Union is to provide innovative products, cutting-edge technology, and superior service to our members.

Stability

Being the official credit union that serves the U.S. Senate and the U.S. Supreme Court brings a lot of stability that most other financial institutions don’t enjoy. However, that is the floor for where our stability starts, and we have built on that for almost a century. Making measured decisions in regards to growth and expansion that ensures we grow at a healthy rate while incurring as little risk as possible has been a longstanding strategy for the credit union. This award-winning growth strategy will propel us over the $1 billion mark while keeping the best interest of our members at the center of all our decision-making.

Security

Because of who we serve it goes without saying that member security and protection of member data are of the utmost importance. We take extreme measures to ensure that our data security meets the highest levels and undergo rigorous testing to ensure that what we have in place is impermeable. Additionally, because threats are always changing so are our measures of protection. Our IT security team is constantly improving and increasing their knowledge to ensure we have the pieces in place to best protect our members from potential threats.

Service

Providing exceptional service is a longstanding tradition at USSFCU. Our members consistently rate USSFCU at 91% in Overall Satisfaction through our Members’ Voice satisfaction survey program.

Below is just one testimonial from a member…

“Excellent customer service. Staff are knowledgeable, responsive and able to provide individualized help. I live in another state and am still amazed how easy it is to use USSFCU for all my financial needs. It has always been this way and with technology solutions, it is easier than ever. But it is the personal assistance that really makes the difference. Whether I call or email, I always get quick and reliable answers. Also, the financial products and services offered are great!”

  • Joanne  •  Brooklyn, NY

Banks vs. Credit Unions >>

Credit Unions

Banks

At a credit union, the shareholder is a valued member and owner.

At a bank, the customer has no ownership interest in the institution. Banks are owned by investors, who may or may not be depositors.

Since credit union members are owners, each member, regardless of how much money they have on deposit, has one vote in electing board members. Members can also run for election to the board.

Banks are owned and controlled by stockholders, whose number of votes depends upon the number of shares owned. Customers do not have voting rights, cannot be elected to the board, and have no say in how their banks are operated.

Credit union boards are comprised of volunteers who reflect the diversity of their membership.

Bank board members are paid and do not necessarily reflect the diversity of their customer base.

Credit unions are local and organized to serve the interests of their membership.

Banks are open to the general public.

Credit unions are not-for-profit, cooperative organizations owned entirely by and operated for their memberships’ benefit. Earnings are paid back to members in the form of higher savings rates and lower loan rates.

Banks are for-profit corporations with declared earnings paid to stockholders only.

Credit unions focus on consumer loans, member savings, and services needed by their membership.

Banks focus on commercial loans and accounts plus services that generate significant income.

Credit unions cooperate with other credit unions and share resources to bring convenience and savings to their respective members. CU Service Centers and the CO-OP ATM Network are just two examples of this cooperation between credit unions.

Competition between banks prohibits the sharing of resources.

In the entire history of U.S. credit unions, taxpayer funds have never been used to bail out a credit union.

The Savings and Loan Crisis (and bailout) in the late 1980s into the 1990s and the more recent bank bailouts used taxpayer funds.

Credit union deposits are federally insured for up to $250,000 by the National Credit Union Administration (NCUA), an independent federal agency.

Bank deposit accounts are federally insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC), an independent federal agency.

 

* For USSFCU membership you will need to open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time only membership fee of $1.00. When applying for membership have the following information ready; name, address, birthdate and a valid form of identification. Membership eligibility does not guarantee membership.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

USSFCU has always been accommodating, easy to work with, and staff are always kind. I have every intention of keeping my account with this bank for a long, long time.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven?t had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

Read More testimonials.