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Stay Safe While Black Friday Shopping

Published: November 20, 2024

Stay Safe While Black Friday Shopping

The holiday season is right around the corner, and for many, that means Black Friday deals for holiday gift giving. While scoring for that perfect gift for your loved ones at a discount is exciting, but it’s important to stay vigilant. Cybercriminals are eager to take advantage of busy shoppers with online scams designed to steal your personal and financial information.

Here are some common scams to watch for—and tips to keep your holiday shopping secure.

Scam Ads on Social Media

Is that tempting ad offering 80% off The North Face merchandise or other unbelievable deals? It could be a scam. Fraudsters often post fake ads on social media to lure shoppers into providing sensitive information or clicking malicious links. If it looks too good to be true, it probably is.

Tip: Always verify the legitimacy of an ad by visiting the retailer’s official website directly. Avoid clicking on ads or links in posts, even if they appear trustworthy.

Bogus Websites

Scammers often create fake websites that mimic legitimate retailers to trick shoppers. These sites may steal your credit card details, infect your device with malware, or both.

Tip: Instead of clicking on links from emails, social media ads, or text messages, type the retailer’s URL directly into your browser. Look for secure websites with “https” in the address bar.

Order Confirmation Scams

During Black Friday, online orders can pile up quickly. Scammers exploit this by sending fake order confirmation emails. These messages often contain links or attachments claiming to provide more details about your purchase.

Tip: Be cautious of unexpected confirmation emails. Verify the details by logging into your account on the retailer’s website instead of clicking on any links.

Bogus Delivery Alerts

Fake delivery issues were a huge problem last holiday season. Scammers send texts or emails claiming a package is being held due to incomplete shipping information. They’ll ask you to click a link to “update” your details, leading to phishing sites that steal your data.

Tip: If you receive a delivery alert, visit the shipping company’s official website or call their verified customer service number to confirm. Never provide personal information through unsolicited links.

Stay One Step Ahead of Scammers

The best way to protect yourself this holiday season is to remain cautious and proactive:

• Use trusted payment methods like credit cards, which often come with fraud protection.

• Enable two-factor authentication on your accounts for an added layer of security.

• Monitor your bank statements regularly to spot suspicious transactions early. You can also turn on transaction notifications in online banking or on your phone to get real time alerts when things are purchased. Early detection of unusual activity can help you mitigate potential financial losses and address security concerns promptly. Learn More!

Shopping smart doesn’t just mean getting the best deals—it means protecting yourself from scams that could ruin your holiday cheer. Stay vigilant and enjoy a secure shopping season!


Article content is provided for information purposes only.


References

4 black Friday scams to watch for | fox 59. (n.d.). https://fox59.com/news/4-black-friday-scams-to-watch-for/
 
Yahoo! (n.d.). 4 Black Friday shopping scams to avoid in 2024. Yahoo! Finance. https://finance.yahoo.com/news/4-black-friday-shopping-scams-150009331.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAEe8GorYwvqwzFawxXOIYcITUs_3iJP6NGzMjtSuXXKmJ_br1fbhSd_vY-1MEA7chE_Ae7XUTzfuwWetjE3MzY2h0Gaaq7qyoWadjuUNNxlcCAkigFR4UZC_ZjZLLSdwayfkTmWB-78kq-sPdDDxdTPoLVdEFtem-59oEOC9GM1D
 
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Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

Read More testimonials.

United States Senate Federal Credit Union

Washington, DC 20510Phone: 202.224.2967 • 800.374.2758Email: [email protected]
This credit union is federally insured by the National Credit Union Administration.
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