Security Corner Blog

As we usher in the new year, staying vigilant about financial security is more important than ever. Scammers are constantly finding new ways to target unsuspecting individuals, but by taking proactive steps, you can safeguard your accounts and personal information. Here are essential tips to help you stay safe from scams and fraud in 2025.

1. Review Transactions Frequently

Keep a close eye on your financial activity to catch unauthorized transactions early. Regularly review your:

• Online and mobile banking accounts
• Bank and credit card statements
• Credit reports
• Other online accounts

If you notice any suspicious activity on your USSFCU accounts, call us immediately at 800.374.2758.

2. Enable Card Alerts

Take advantage of real-time debit and credit card alerts to stay informed about your account activity. Using myUSSFCU card control features, you can:

• Turn your card on or off instantly – Perfect for preventing misuse if your card is lost or stolen.
• Set spending limits – Control how much can be spent in a single transaction.
• Restrict card usage by location – Ensure your card is only used where you want it to be.
• Receive mobile alerts – Get notified whenever your card is used.

These features provide peace of mind and an added layer of security against unauthorized transactions.

3. Update Your Passwords

Strengthen your defenses by regularly updating your passwords for online shopping, social media, and financial accounts. Follow these best practices:

• Use unique, strong passwords for each account.
• Avoid predictable information like names or birthdays.
• Enable multi-factor authentication whenever possible.
• Keep your passwords private—never share them with anyone.

Strong passwords and multi-factor authentication make it significantly harder for hackers to gain access to your accounts.

4. Freeze Your Credit Reports

A credit freeze is one of the most effective ways to protect yourself from identity theft. By freezing your credit, you block unauthorized access to your credit file, preventing anyone from opening new accounts in your name without your explicit consent.

Here’s how to freeze your credit with all three major credit bureaus:

• Experian
  Freeze your credit online or call 888-397-3742.
• TransUnion
  Freeze your credit online or call 800-916-8800.
• Equifax
  Freeze your credit online or call 888-298-0045.

A credit freeze is free and can be temporarily lifted if you need to apply for credit in the future.

Stay One Step Ahead of Fraud

By implementing these practices, you’ll be well-equipped to protect your finances and personal information from scams and fraud in the new year. Start with small actions, like setting up alerts or updating your passwords, and build from there.