Summer of Saving

Summer of Saving

This promotion has ended.

Qualifying bonuses will be issued by direct deposit 30-60 days after the qualifying account has been open for six months.

For questions regarding your bonus, please email [email protected].

Checking + Money Market + Certificate

Receive up to $400 in bonuses! This offer is open to current USSFCU members and non-members and is ONLY AVAILABLE ON NEW DEPOSITS. To enroll in this offer, use PROMO CODE: ‘SUMMER OF SAVING’.*

  • Open a Gold Source Checking Account with a minimum balance of $2,000. Receive a $100 bonus within 30-60 days following the six-month mark of opening the checking account.1

  • Open a Money Market Account and maintain minimum balance requirements for at least six months. Receive a $100 bonus within 30-60 days following the six-month mark of opening the money market.2

  • Open a Share Certificate with a minimum balance of $5,000 and a term of at least 24 months to earn a $200 bonus. Receive a $200 bonus within 30-60 days following the six-month mark of opening the certificate.3

Accounts must be in good standing and meet the minimum requirements at the time of deposit. Offer valid July 1 through Sept. 30, 2023. Additional terms and conditions apply.*

Gold Source - $100 Cash Bonus

Earn while you're spending with our premium dividend-bearing checking account.1

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Money Market - $100 Cash Bonus

Save faster with tiered dividend rates on balances of $2,000 or more.2

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Share Certificate - $200 Cash Bonus

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Lock in over 5.00% APY on a certificate with a minimum 24-month term and at least $5,000.3

APY = Annual Percentage Yield.

*Limited time offer valid between 07/01/2023 and 09/30/2023. Make the qualifying deposit within 30 days of account application to earn your bonus. After an account is opened or service begins, it is subject to its features, conditions, and terms. Account terms, conditions, and minimum balance requirements must be maintained for six consecutive months to qualify for bonus. Additional terms and conditions apply.**

1. Gold Source Checking Accounts are subject to approval, with Visa® Debit Card. The minimum deposit required to open a Gold Source Checking Account is $2,000. Minimum balance requirements must be maintained for six consecutive months to qualify for this bonus. Gold Source Checking Account Yield .05% APY ***

2. Money Market Accounts are subject to approval. The minimum deposit required to open a Money Market Account is $2,000. Minimum balance requirements must be maintained for six consecutive months to qualify for this bonus. Gold Money Market Account Yield 1.26% - 1.66% APY ***

3. A minimum balance of $5,000 and a term of at least 24 months is required. Certificate terms and balance requirements must be met for six consecutive months to qualify for this bonus. Early withdrawal penalties apply. A 24-month term share certificate with a balance of $5,000 will earn 5.18% APY. A 24-month term share certificate with a balance of $200,000+ will earn 5.28% APY.  ***

** Offer not valid for existing or prior savings accounts. Maximum bonus eligibility is $400. Eligibility is based on primary account owner. The account must be open when the bonus is credited. Accounts that fail to meet the minimum qualifying deposit and/or funding criteria within 30 calendar days of submitting the initial account application will not qualify. Accounts that do not meet or exceed daily balance requirements for 186 consecutive calendar days beginning on the first day of account funding will not qualify. Accounts that do not meet and maintain standard USSFCU membership requirements during qualification will not receive any bonuses advertised in this promotion. All account applications are subject to approval. Bonuses will be credited to the account within 60 business days of the account qualifying for the bonus.

Bonus offers end 09/30/2023, 11:59 PM ET. Account applications must be submitted during the promotional period to qualify. Offer may be modified or withdrawn without notice and cannot be combined with any other promotional offer. USSFCU employees, managers, and board members are not eligible for this promotion. Any taxes due on the bonus deposit are the sole responsibility of the recipient.

***Rates effective as of 06/01/2023 and are subject to change without notice. View current rates at ussfcu.org/rates. Fees may reduce earnings. View Fee Schedule at ussfcu.org/fees or call 800.374.2758.

Membership eligibility required. This credit union is federally insured by the National Credit Union Administration.

24/7 Loan-by-Phone

Whether it's nights or weekends, we are now available to review applications and make decisions after regular business hours. Call and discuss your loan with us at your convenience at 800.374.2758.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

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