Skip to content

New Member Bonus

Become a Member: Get $25

Join USSFCU by opening a Primary Savings Account with a minimum balance of $5.00 and paying the one-time membership fee of $1.00.1 Use promo code BONUS when opening your new account to enroll in this offer.


Add Checking: Get $25

Open a Senate Checking Account and opt to receive your free Visa® Debit Card within 5-business days of your application.2


Set Up Direct Deposit: Get $150

Set up and receive a payroll direct deposit of $250 or more to your new USSFCU Senate Checking Account within 30-days of membership application.3

APPLY NOW >>

USE PROMO CODE: "BONUS"

when completing membership application to enroll in this offer.

Begin your application for USSFCU membership online, in-person, or by phone at 800.374.2758.

Receive your bonus within 60-days of completing qualifying activities.

Email [email protected] with any questions regarding this promotion.

{beginAccordion h3}

*Complete Terms and Conditions

Terms and conditions apply. The $200 bonus is a limited-time promotion valid for those completing qualification requirements between 6/4/2021 and 12/31/2022. May not be combined with any other offer. New account holders may receive up to $200 in rewards while the promotion is available. Applicable bonuses will be issued by direct deposit within 60-business days of the membership application date. Must use promo code “BONUS” when completing the membership application to be eligible to receive any of the bonus deposits. 

1. For USSFCU membership you will need to open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00. Must meet USSFCU standard membership qualifications within 5-business days following the application for membership in order to qualify for $25.00 bonus. $25.00 bonus will be directly deposited into new member's Primary Savings Account within 60 business days of membership application date. When applying for membership have the following information ready; name, address, birth date, and a valid form of identification. For information on USSFCU membership requirements, or to begin your application visit ussfcu.org/joinus or call 800.374.2758. Primary Savings Account Annual Percentage Yield = .05% as of 6/1/2021. View savings rates at ussfcu.org/rates.

2. Open a free Senate Checking Account and opt to receive a free Visa® Debit Card within 5-business days following the application for membership. $25.00 bonus will be directly deposited into the new member’s Primary Savings Account within 60 business days of the membership application date. For information on USSFCU’s Senate Checking Account visit ussfcu.org/senatechecking.

3. $150 bonus paid after new member receives a payroll or government benefits direct deposit of $250.00 or more into their USSFCU Primary Savings Account or Senate Checking Account within 30 days of application. $150.00 bonus will be directly deposited into new member’s Primary Savings Account within 60 business days of membership application date. For information on USSFCU’s direct deposit services visit ussfcu.org/earlydeposit.

Terms of the program are subject to change and may be modified, suspended, or terminated at any time. Membership eligibility required. Eligibility does not guarantee membership. For information on USSFCU membership requirements, or to begin your application by phone, call 800.374.2758.

Email [email protected] with any questions regarding this promotion.

{endAccordion}

Members' Voice Testimonials

I feel my money is safe, the service has always been top-notch and we've found it easy to use even though I probably haven't set foot in one of the branches in five years. Joining the credit union is one of the smartest things I've done.

USSFCU has been my first banking option for over 40 years - no fee atms - my grands are now members of the credit union and value their credit union membership also.

USSFCU staff continues to be the best and always has my best interest.

The USSFCU has been an important part of my financial situation and has provided outstanding service.

Every experience with USSFCU has been extremely good right from the start. Our main account with USSFCU is a HELOC with zero over prime rate, which is almost unheard of. The customer service has always been excellent. And when we asked for a temporary payment break to navigate and reorient professionally due to the sudden and temporary financial im...

I've always been treated very professionally and the person caring for my financial needs always listened to me and helped me in a way that was not stressful and beneficial to me.

USSFCU has never failed us in its' role of being the best bank ever. All the personnel are professional, friendly, efficient and have more than earned our trust, appreciation and admiration. We admire the way they are constantly evaluating, adapting and growing their services for the benefit of its' members. We are very grateful to have had this im...

Magnificent people, great help during the hard times.

I've been banking here for over 20 years it's the best customer service. Credit card interest rates don't gouge at USSFCU. It's a wonderful place to bank.

Very personable, solution based and takes an interest in your situation.

Provides excellent customer service and this is demonstrated by their great attention to detail. USSFCU provides excellent financial products and professional communication.

I joined in 1975 when I began my 41 year career in the U.S. Senate. It was a family and still is - one to be depended on in times of need and for advice.

The credit union provides relatively good services and the security updates to the system are noticeable.

All of my children and grandchildren have USSFCU accounts now. I really admire USSFCU and its staff completely, they have always looked out for my interests.

Outstanding online and mobile banking services. Professional, Courteous, knowledgeable responsive staff!

I am very satisfied to belong to this institution and whenever I need support it is good to know that I count on you.

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

Great staff helping all the time. Just a very well run company always good service.

Always good service, especially when I telephone in. I have another credit union where, every time I call in, I have to wait a considerable amount of time before reaching a representative. When I worked on the Hill, it always was a pleasurable experience coming to the credit union office, whether to make a deposit or apply for a loan.

Customer service via the phone is very helpful and easy to accomplish requests.

Care about their clients and concerned about making sure they have the best rates and packages.

USSFCU has always been accommodating, easy to work with, and staff are always kind. I have every intention of keeping my account with this bank for a long, long time.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Read More testimonials.