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New Member Bonus

Become a Member: Get $25

Join USSFCU by opening a Primary Savings Account with a minimum balance of $5.00 and paying the one-time membership fee of $1.00.1 Use promo code BONUS when opening your new account to enroll in this offer.


Add Checking: Get $25

Open a Senate Checking Account and opt to receive your free Visa® Debit Card within 5-business days of your application.2


Set Up Direct Deposit: Get $150

Set up and receive a payroll direct deposit of $250 or more to your new USSFCU Senate Checking Account within 30-days of membership application.3

APPLY NOW >>

USE PROMO CODE: "BONUS"

when completing membership application to enroll in this offer.

Begin your application for USSFCU membership online, in-person, or by phone at 800.374.2758.

Receive your bonus within 60-days of completing qualifying activities.

Email [email protected] with any questions regarding this promotion.

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*Complete Terms and Conditions

Terms and conditions apply. The $200 bonus is a limited-time promotion valid for those completing qualification requirements between 6/4/2021 and 12/31/2022. May not be combined with any other offer. New account holders may receive up to $200 in rewards while the promotion is available. Applicable bonuses will be issued by direct deposit within 60-business days of the membership application date. Must use promo code “BONUS” when completing the membership application to be eligible to receive any of the bonus deposits. 

1. For USSFCU membership you will need to open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00. Must meet USSFCU standard membership qualifications within 5-business days following the application for membership in order to qualify for $25.00 bonus. $25.00 bonus will be directly deposited into new member's Primary Savings Account within 60 business days of membership application date. When applying for membership have the following information ready; name, address, birth date, and a valid form of identification. For information on USSFCU membership requirements, or to begin your application visit ussfcu.org/joinus or call 800.374.2758. Primary Savings Account Annual Percentage Yield = .05% as of 6/1/2021. View savings rates at ussfcu.org/rates.

2. Open a free Senate Checking Account and opt to receive a free Visa® Debit Card within 5-business days following the application for membership. $25.00 bonus will be directly deposited into the new member’s Primary Savings Account within 60 business days of the membership application date. For information on USSFCU’s Senate Checking Account visit ussfcu.org/senatechecking.

3. $150 bonus paid after new member receives a payroll or government benefits direct deposit of $250.00 or more into their USSFCU Primary Savings Account or Senate Checking Account within 30 days of application. $150.00 bonus will be directly deposited into new member’s Primary Savings Account within 60 business days of membership application date. For information on USSFCU’s direct deposit services visit ussfcu.org/earlydeposit.

Terms of the program are subject to change and may be modified, suspended, or terminated at any time. USSFCU employees, managers and board members are not eligible for this promotion. Membership eligibility required. Eligibility does not guarantee membership. For information on USSFCU membership requirements, or to begin your application by phone, call 800.374.2758.

Email [email protected] with any questions regarding this promotion.

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Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

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