New Member Bonus

New Member Bonus

New Members Earn Up To $500

Join USSFCU using Promo Code: BONUS on your application for membership. Open your free Senate Checking Account, and opt to receive your free Visa® Debit Card. Use your new debit card to make five purchases ($5 min) within thirty days of submitting your membership application to unlock your first $100 bonus.*

You must use promo code 'BONUS' on your membership application to enroll in this offer.

Bonus will be issued by direct deposit within 30-60 days after completing qualifying activities. Offer available to new USSFCU members only. Additional terms and conditions apply >>

Earn an additional $100 - $400 by completing one or more of the following activities within your first 60 days of USSFCU membership:

$100 Direct Deposit Bonus

$100 Money Market Bonus

$200 Share Certificate Bonus

Set up and receive at least two qualifying direct deposits of $250 or more.1

Offer Details >>

Deposit $2,000+ into a Money Market and maintain minimum balance requirements for at least six months.2

Offer Details >>

Open a Share Certificate with a minimum two-year term and at least $5,000.3

Offer Details >>

Joining is easy & lifetime membership is only $6.

Complete your application for USSFCU membership straight from your desktop or mobile device. You can also open your account by visiting a USSFCU branch or calling 800.374.2758.

 

APPLY ONLINE >>

Must apply for membership using promo code 'BONUS' to be eligible to receive any of the bonus rewards advertised in this promotion.

Terms of this promotion are subject to change and may be modified, suspended, or terminated at any time by USSFCU. May not be combined with any other offer. Limit a total bonus amount of $500 per member. USSFCU employees, managers, and board members are not eligible for this promotion. Any taxes due on the bonus deposit are the sole responsibility of the recipient. Must apply for membership using promo code 'BONUS' to be eligible to receive any of the bonus rewards advertised in this promotion.

$100 Bonus Requirements: 

*Establish USSFCU membership by opening a Primary Savings Account with a minimum balance of $5.00 and paying the one-time-only membership fee of $1.00.

Additionally, you must also open a free Senate Checking Account with a Visa Debit Card. You must use your USSFCU Visa Debit Card for a total of five (5) transactions (min $5 per transaction) within 30 days of submitting your application for USSFCU membership (excludes ATM withdrawals and electronic transfers). Both membership and checking requirements must be met within 30 days following application for membership.

If requirements are met, $100.00 will be automatically deposited into your new USSFCU Primary Savings Account within 30-60 days after completing qualifying activities.

Primary Savings Accounts Yielding .15% APY +

$100 Direct Deposit Bonus Requirements:

1: Set up and receive a minimum of two qualifying direct deposits of $250 or more each into your USSFCU account within sixty (60) days of account opening. A “qualifying direct deposit” is a direct deposit of regular monthly income – such as your salary, pension, or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them. Teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, online and mobile Banking transfers or deposits, or transfers from a bank or brokerage account or investment account do not qualify.

If requirements are met, $100.00 will be automatically deposited into your new USSFCU Primary Savings Account within 30-60 days after completing qualifying activities.

Learn about early direct deposit >>

$100 Money Market Account Bonus Requirements:

2: Open a new USSFCU Money Market Account, which is subject to approval; within sixty (60) days of establishing membership. The minimum deposit required to open a Money Market Account is $2,000. Minimum balance requirements must be maintained for six consecutive months to qualify for this bonus.

If requirements are met, $100.00 will be automatically deposited into your new USSFCU Primary Savings Account within 30-60 days following the six-month mark.

Money Market Accounts Yielding 1.26% - 1.87% APY. +

Learn about our Money Market Accounts >>

$200 Share Certificate Bonus Requirements:

3: Open a new USSFCU Share Certificate with a minimum balance of $5,000 and a term of at least 24 months to earn a $200 bonus. The certificate must be opened within sixty (60) days of establishing membership. Certificates must be maintained for six consecutive months before receiving a bonus. One certificate bonus per member. The certificate must still be open at the time of the promotional payment.

If requirements are met, $200.00 will be automatically deposited into your USSFCU Primary Savings Account within 30-60 days following the six-month mark.

24-month Share Certificates Yielding 5.18% - 5.28% APY +

Learn about our Share Certificates >>

+ APY = Annual Percentage Yield. Yield and Dividend rates as of September 01, 2023, and subject to change without notice. View current rates at ussfcu.org/rates. Fees may reduce earnings. View the Fee Schedule at ussfcu.org/fees or call 800.374.2758.

Membership eligibility is required. Eligibility does not guarantee membership.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

Read More testimonials.