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Democratic Senatorial Campaign Committee

DSCC: Democratic Senatorial Campaign Committee

Employees of the Democratic Senatorial Campaign Committee are automatically eligible for credit union membership at  U.S. Senate Federal Credit Union.


When you choose USSFCU as your financial institution, you are not just a customer—you are a valued member and owner. 

We are committed to providing you with a safe and convenient place to do all your financial activities and an easier, more economical way to borrow. Our full-service financial organization is available to assist you with the many banking and financial needs you may have.

Why Choose USSFCU?

A credit union is a member-owned financial cooperative, controlled by its members and operated for their benefit. Since credit unions are not-for-profit organizations, all profits are returned back to the membership in the form of fewer service fees, higher savings rates, and lower interest rates on loans

It Pays to Be a USSFCU Member

It shouldn’t cost money to do your banking. Become a USSFCU member and make us your primary financial institution. You’ll save money and can access your account, complete your everyday banking tasks, and utilize all of our products and services from anywhere in the country.

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Enjoy the Benefits of Membership

  • Free Checking with no setup or service fees & low minimum balance requirements.
  • Access to your directly deposited paychecks up to 3-days early when you enroll in USSFCU’s Early Direct Deposit.
  • Lower loan service and origination fees and members who participate in certain ancillary services are eligible to pay even less through our Relationship Discount Program.
  • Best Life Learning, USSFCU’s financial education center, is full of things you'll need to know “money-wise” in order to make your best life dreams a reality. 

Bank from Virtually Anywhere

USSFCU gives you the ability to do most of your banking tasks 24-hours a day, seven days a week from virtually anywhere through our online and mobile banking services. Additionally, co-op services provide access to thousands of surcharge-free ATMs and shared branches throughout the U.S. and the rest of the world.  

  • Make safe, contactless purchases by loading your USSFCU debit and credit cards to Mobile Wallet.
  • Control your USSFCU cards with MyCardRules. Turn your card on or off, set transaction limits and parental controls, get instant alerts, and more.
  • Through credit union CO-OP services you’ll have access to more branches & surcharge-free ATMs than most big bank customers do.

    100,000 ATMs

    5,600 Shared Branches

  • Branch access at our Senate location, Hart (SH-118), full-service USSFCU ATMs throughout the Capitol, and additional USSFCU branches in Washington D.C. and Virginia. 

Banks vs. Credit Unions

Credit Unions

Banks

At a credit union, the shareholder is a valued member and owner.

At a bank, the customer has no ownership interest in the institution. Banks are owned by investors, who may or may not be depositors.

Since credit union members are owners, each member, regardless of how much money they have on deposit, has one vote in electing board members. Members can also run for election to the board.

Banks are owned and controlled by stockholders, whose number of votes depends upon the number of shares owned. Customers do not have voting rights, cannot be elected to the board, and have no say in how their banks are operated.

Credit union boards are comprised of volunteers who reflect the diversity of their membership.

Bank board members are paid and do not necessarily reflect the diversity of their customer base.

Credit unions are local and organized to serve the interests of their membership.

Banks are open to the general public.

Credit unions are not-for-profit, cooperative organizations owned entirely by and operated for their memberships’ benefit. Earnings are paid back to members in the form of higher savings rates and lower loan rates.

Banks are for-profit corporations with declared earnings paid to stockholders only.

Credit unions focus on consumer loans and member savings, as well as services needed by their membership.

Banks focus on commercial loans and accounts plus services that generate significant income.

Credit unions cooperate with other credit unions and share resources to bring convenience and savings to their respective members. CU Service Centers and the CO-OP ATM Network are just two examples of this cooperation between credit unions.

Competition between banks prohibits the sharing of resources.

In the entire history of U.S. credit unions, taxpayer funds have never been used to bail out a credit union.

The Savings and Loan Crisis (and bailout) in the late 1980s into the 1990s, as well as the more recent bank bailouts, used taxpayer funds.

Credit union deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an independent federal agency.

Bank deposit accounts are federally insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC), an independent federal agency.

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Join Us Today!

Become a member for life by opening a savings account with a minimum balance of $5.00 and paying the one-time membership fee of $1.00.Click "Apply Now" to begin your membership application online or call Member Services at 800.374.2758.

Apply Now

* For USSFCU membership you will need to open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time only membership fee of $1.00. When applying for membership have the following information ready; name, address, birthdate and a valid form of identification. Membership eligibility does not guarantee membership.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

USSFCU has always been accommodating, easy to work with, and staff are always kind. I have every intention of keeping my account with this bank for a long, long time.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven?t had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

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